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Business Details
26 Years
experience
Your Trusted Insurance Partner in Royse City, TX
Ellis Insurance has been a trusted provider of comprehensive insurance solutions since 2000, serving Royse City and all of Texas. As an independently owned and locally operated agency, we prioritize personalized service by comparing policies from multiple top-tier carriers to ensure clients receive optimal coverage and value. Our team of experienced professionals brings decades of combined expertise in auto, home, life, and business insurance, with a deep understanding of the unique needs of Texas residents. We emphasize transparency, community involvement, and advocacy for our clients, offering free, no-obligation quotes to empower informed decisions.

Our commitment to excellence is reflected in our tailored approach to insurance, ensuring clients are protected against unforeseen events while maintaining affordability. With a focus on building long-term relationships, we strive to adapt to evolving client needs through continuous support and education. Our local presence, combined with partnerships with trusted insurers, positions us as a reliable advocate for individuals and businesses seeking comprehensive risk management solutions.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Motorcycle Insurance
Details
  • Year established: 2000
Highlights and features
  • We are an independent agency comparing policies from multiple carriers.
  • Our team has decades of local experience serving Texas communities.
  • We provide free, no-obligation insurance quotes tailored to your needs.
  • We prioritize personalized service and transparent communication.
  • We advocate for clients during claims and coverage disputes.
Services
Auto Insurance
Auto insurance protects drivers against financial loss from accidents, theft, or damage. We offer policies covering liability, collision, and comprehensive coverage for cars, motorcycles, and specialty vehicles. Our independent agency compares rates from multiple insurers to find affordable options tailored to your driving habits and vehicle type, ensuring compliance with Texas state requirements while maximizing protection.
Home Insurance
Home insurance safeguards your property against damage from fire, storms, or vandalism while providing liability coverage for accidents on your premises. We help clients select policies covering dwelling repairs, personal belongings, and additional living expenses during repairs. Our team ensures adequate coverage limits and explains policy details like deductibles and scheduled personal property options to protect your most valuable asset.
Business Insurance
Business insurance protects companies from risks like property damage, liability claims, and operational disruptions. We offer Business Owners Policies (BOPs), general liability, workers' compensation, and surety bonds tailored to Texas businesses. Our agency evaluates your industry-specific needs to combine property, liability, and business interruption coverage, ensuring compliance and financial security for small to mid-sized enterprises.
Life Insurance
Life insurance provides financial support to beneficiaries upon the policyholder's death. We offer term, whole, and universal life policies to meet diverse needs, from covering funeral costs to estate planning. Our advisors help clients assess coverage amounts based on income, debts, and future obligations, explaining living benefits like cash value accumulation and policy loans for long-term financial strategies.
Motorcycle Insurance
Motorcycle insurance covers damage, theft, and liability for riders across Texas. Policies include custom parts coverage, roadside assistance, and medical protection for riders and passengers. We tailor coverage to vehicle typestreet cycles, cruisers, or dirt bikesand provide guidance on state-mandated liability limits and uninsured motorist options to ensure safe and compliant riding experiences.
People
Clay Ellis
President
Clay Ellis has led Ellis Insurance since 2000, continuing his uncle's legacy. A Royse City Mayor and Rotarian, he combines 25+ years of insurance expertise with community leadership to prioritize client advocacy and local needs.
Caren Martin
Insurance Agent
Caren Martin brings 20 years of experience in personal and commercial insurance, focusing on affordable, comprehensive coverage. A grandmother of four, she balances client service with family time, enjoying cooking and home decorating as hobbies.
Heather Johnson
Insurance Agent
Heather Johnson specializes in commercial and farm insurance, advocating for proper client coverage since 2013. A passionate animal rescuer and Astros fan, she actively supports her three sons' outdoor hobbies while managing client relationships.
Megan Montgomery
Account Manager
Megan Montgomery has served as a personal account manager for 14 years, excelling in client education and Christmas-themed crafting. A farmer's wife, she balances office operations with family life, prioritizing personalized service for policyholders.
Alicia Gornto
Account Manager
Alicia Gornto provides six years of expertise in personal insurance, emphasizing client education. A traveler and food enthusiast, she balances policy management with adventures alongside her husband Ryan and their pets, Tater and Steve.
Questions
How do I request a free insurance quote?
Visit our website or call 972-636-9491 to speak with an agent. We'll assess your needs and compare policies from multiple carriers to find competitive options.
What types of insurance do you offer?
We provide auto, home, life, business, motorcycle, and specialty insurance policies for individuals and commercial clients across Texas.
Why use an independent insurance agent?
Independent agents compare policies from multiple insurers, offering unbiased recommendations to find coverage that balances protection and affordability tailored to your specific needs.
Do you specialize in Texas-based policies?
Yes, we focus exclusively on Texas insurance needs, with expertise in state-specific requirements and local risk factors for residents and businesses.
How can I file an insurance claim?
Contact our office directly or use your insurer's claims portal. Our team will guide you through documentation requirements and advocate for timely resolution of your claim.