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Your Trusted Independent Insurance Agency in Methuen, MA
Michaud Insurance is a family-owned independent insurance agency headquartered in the Merrimack Valley of Massachusetts. Since 1989, we have specialized in delivering personalized personal and commercial insurance solutions across Massachusetts, New Hampshire, and Maine. Our team of licensed professionals prioritizes client relationships, offering tailored coverage through access to multiple insurance carriers. With decades of combined experience, we emphasize advocacy, transparency, and expertise in addressing clients' evolving needs.

Our commitment to community leadership and customer-centric service has earned recognition through awards and active involvement in local organizations. We focus on simplifying insurance decisions, ensuring clients receive competitive rates and comprehensive protection for homes, vehicles, businesses, and specialty assets.
Services
Homeowners Insurance Car Insurance Boat Insurance Commercial Auto Insurance Workers Compensation Insurance Personal Umbrella Insurance Renters Insurance Condo Insurance Classic Car Insurance
Highlights and features
  • We offer access to multiple insurance carriers for competitive pricing options
  • Our team advocates for clients during claims processing
  • Licensed agents provide expertise in personal and commercial insurance
  • Bilingual services available for Spanish-speaking clients
  • Community-involved leadership with decades of local experience
What people say
Amazing experience Timely response Great service Cut in half monthly payment Finest insurance company
Services
Homeowners Insurance
Protect your largest investment with customized homeowners insurance covering structural damage, personal property, liability, and loss of use. Our policies offer flexible coverage options for single-family homes in Massachusetts, New Hampshire, and Maine. Licensed agents help determine appropriate limits and explain policy types (HO-3, HO-5) to ensure adequate protection against common risks like storms, theft, and liability claims.
Car Insurance
Comprehensive auto insurance solutions meeting Massachusetts legal requirements while offering optional coverages like collision, comprehensive, and uninsured motorist protection. We help clients understand coverage limits, handle loan/lease requirements, and find competitive rates. Specialized assistance available for unique situations like business use vehicles and high-risk drivers.
Commercial Auto Insurance
Tailored insurance for business vehicles including cars, trucks, and specialty equipment. Coverage options include liability protection, collision/comprehensive coverage, and hired/non-owned vehicle policies. We serve diverse industries like delivery services, contractors, and transportation companies, ensuring compliance with state requirements while protecting business assets.
Workers Compensation Insurance
Essential coverage for Massachusetts businesses protecting against workplace injury claims. Our policies cover medical expenses, lost wages, and legal liabilities while complying with state regulations. Independent agents help businesses find competitive rates and appropriate coverage levels based on industry risk factors and employee count.
Boat Insurance
Specialized protection for recreational and commercial watercraft covering physical damage, liability, and emergency assistance. Our agents help clients understand coverage options for different boat types and usage patterns. As an independent agency, we compare policies from multiple carriers to find optimal protection for Massachusetts, New Hampshire, and Maine boaters.
People
Trudy Lawler
President
With over 40 years in insurance, Trudy leads Michaud Insurance using values from her father's original agency. Recognized for community leadership through awards like the Merrimack Valley Chamber's Community Spirit Award, she maintains focus on exceptional service and client advocacy.
Tricia Sabulis
Vice President
Bringing marketing expertise to the agency, Tricia advanced from receptionist to leadership roles over 15+ years. A community leader with multiple board positions, she received the Merrimack Valley Magazine's Top 40 Under 40 award while managing client relationships and agency operations.
Steven Plante
Commercial Lines Account Manager
With prior underwriting experience, Steven specializes in commercial insurance solutions after returning to the industry in 2020. He combines technical knowledge with community involvement, coaching youth sports and volunteering with arts organizations while helping businesses find appropriate coverage.
Katheryne Martinez
Personal Lines Account Manager
A bilingual agent with 13 years' experience, Katheryne focuses on clear communication and personalized service for English and Spanish-speaking clients. She emphasizes explaining policy details in straightforward terms to help clients make informed insurance decisions for their families.
Adam Hogue
Personal and Commercial Lines Producer
Licensed in insurance and investment advisory services, Adam serves as both insurance producer and financial advisor. A Massachusetts Army National Guard Major, he brings military discipline to client service while maintaining active roles in his local school committee and community organizations.
Questions
What types of insurance does Michaud Insurance offer?
We provide personal insurance (home, auto, boat, life) and commercial insurance (business auto, workers compensation) across Massachusetts, New Hampshire, and Maine with customized coverage options.
How can I get an insurance quote?
Contact our independent agents via phone or email to discuss your needs and receive personalized quotes from multiple insurance carriers for competitive pricing.
Do you offer bilingual services?
Yes, several agents including Katheryne Martinez and Yanira Frias provide insurance services in both English and Spanish for client convenience.
What makes Michaud Insurance different?
As an independent agency, we access multiple carriers to find optimal coverage, act as client advocates during claims, and combine decades of experience with personalized service.
How do I file an insurance claim?
Contact our office directly during business hours or reach out to your assigned agent for immediate assistance with claim processing and documentation requirements.
Are your agents licensed and experienced?
All agents maintain active licenses with combined decades of experience, including specialists in personal lines, commercial insurance, and complex coverage scenarios.