LAMM Services

LAMM SERVICES is a family-operated independent insurance brokerage firm that has been serving businesses and individuals for over 50 years. Our mission is to provide proactive, innovative, and personalized solutions that help our clients achieve their objectives in employee benefits, insurance, and related areas. We are committed to bringing new ideas to the table, thinking outside the box, anticipating issues, and working for our clients, not the insurance companies.

Comprehensive Services Tailored to Your Needs

As a broker, LAMM SERVICES serves as your own personal consultant who provides assistance with all aspects of your employee benefits program. We understand that selecting an employee benefits program is one of the most important decisions an employer will make, and we are dedicated to understanding your company's needs to best evaluate and recommend what will create the most effective balance between employee services and economic impact. Our services include:

• On-Line Benefit Management: We provide a user-friendly online platform that allows employees to access and manage their benefits, claims, and other related information.
• ACA Consulting: We offer expert guidance on the Affordable Care Act (ACA) requirements, compliance, and reporting to ensure that your business is in full compliance with the law.
• Consumer Driven & Self-Funding Products: We offer a variety of consumer-driven and self-funding products that provide flexible and cost-effective solutions for your business and employees.
• 401(k) Profit Sharing Plans: We help businesses set up and manage 401(k) profit-sharing plans that attract and retain top talent while providing tax advantages for employers and employees.
• Long Term Care Insurance: We offer long-term care insurance solutions that protect your employees and their families from the financial and emotional impact of long-term care needs.
• Voluntary Employee Products: We provide a wide range of voluntary employee products that complement your core benefits offerings and enhance employee satisfaction and loyalty.
• Individual Products: We offer individual insurance solutions for health, life, disability, and other areas that provide peace of mind and protection for individuals and families.

Claim Disputes and Billing Discrepancies: Your Advocate

At LAMM SERVICES, we understand that claim disputes and billing discrepancies can be time-consuming, frustrating, and costly for both employers and employees. That's why we intervene on your behalf on all claim disputes, billing discrepancies, and any other problem-solving tasks that take up your valuable time. We have had thousands of rejected claims and billing disputes over-turned to the benefit of our clients and their employees. As your advocate for employee claim issues, LAMM SERVICES works for you, not the insurance company.

A Reputation for Excellence and Integrity

LAMM SERVICES has built a reputation for excellence and integrity in the industry, and we are proud to partner with only the most respected vendors in the industry. We are committed to bringing the right solutions to your company's specific needs, and we make sure your plans have the right balance to deliver your employees exceptional healthcare benefits while protecting your bottom line.

Thank you for considering LAMM SERVICES as your trusted partner in employee benefits and insurance solutions. We look forward to the opportunity to serve you and your business.