Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
A.L. Howes Insurance Agency & Insurance Partners LLC have been dedicated to providing superior insurance solutions since 1953. Founded by Alvin Howes in Sykesville, MD, the agency has grown to merge with Insurance Partners LLC, expanding its reach across Maryland, Washington, DC, Pennsylvania, and Virginia. Our mission remains rooted in personalized service, leveraging over six decades of collective experience to deliver tailored insurance strategies for businesses and individuals.We prioritize understanding our clients' unique risks, offering comprehensive coverage options while maintaining a commitment to professionalism and community values. Recognized for excellence through awards like the H.O. Hirt Quality Agent Award, we combine industry expertise with a client-centric approach to ensure lasting protection and peace of mind.
Services
Business Insurance
Commercial Property
General Liability
Workers Compensation
Contractor Insurance
Home Insurance
Auto Insurance
Umbrella Insurance
Life Insurance
Details
- Year established: 1953
Highlights and features
- 65 years of superior service in the insurance industry
- 8 knowledgeable advisors dedicated to personalized solutions
- Customized insurance programs for unique business needs
- Licensed in MD, DC, PA, and VA with regional expertise
- Recipient of industry-recognized awards for excellence
Associations and certifications
- H.O. Hirt Quality Agent Award
- Erie Insurance Founders Award
What people say
Great coverage and service
Highly recommended
Saved me a lot of money
Very helpful and knowledgeable
Works hard to meet needs
Services
Business Insurance
Business insurance protects companies from risks like property damage, liability claims, and operational disruptions. We design policies combining property, liability, and specialized coverage to safeguard assets and income. Our solutions cater to businesses of all sizes, ensuring compliance and financial security.
Commercial Property
Commercial property insurance covers losses from fire, theft, or natural disasters, protecting buildings, equipment, and inventory. We offer policies that include rebuilding costs, debris removal, and income loss coverage to maintain business continuity after unexpected events.
General Liability
General liability insurance shields businesses from claims of bodily injury or property damage. Our policies cover legal defense costs and settlements, ensuring protection whether clients visit your premises or you operate at their location.
Workers Compensation
Workers' compensation insurance covers medical expenses and lost wages for job-related injuries. Required by law in most states, our policies also include return-to-work programs and safety training to reduce claims and support employee recovery.
Contractor Insurance
Contractor insurance addresses risks like equipment damage, project delays, and third-party liabilities. We provide tailored policies including general liability, equipment coverage, and builders risk insurance to protect contractors across specialties such as HVAC, plumbing, and construction.
Questions
What types of insurance do you specialize in?
We specialize in business insurance (commercial property, general liability, workers' compensation), contractor insurance, and personal insurance (home, auto, umbrella) for clients in MD, DC, PA, and VA.
How can I get a personalized insurance quote?
Contact us via phone or our website form to connect with an agent who will assess your needs and provide tailored coverage options.
Are you licensed to operate outside Maryland?
Yes, we are licensed in Washington, DC, Pennsylvania, and Virginia, serving clients across these regions with the same expertise as in Maryland.
What sets your agency apart from competitors?
Our 65+ years of experience, regional expertise, and focus on customized solutions ensure clients receive coverage that aligns precisely with their risks and goals.
Do you offer insurance for small businesses?
Yes, we provide business owners policies (BOP), contractor insurance, and industry-specific coverage tailored to small businesses' unique needs.
