Business Details
50+ Years
experience
Your Trusted Insurance Partner in Hurst, Texas
Founded in 1950 by brothers Thomas and E.M. Shannon, Texas American Insurers has evolved from a family-owned agency into a trusted independent insurance provider serving Texas for over seven decades. Our core philosophy of prioritizing client needs through personalized service remains unchanged, with a team approach that emphasizes integrity, product expertise, and exceeding client expectations. As a Texas-owned independent agency, we represent over 100 insurance carriers, enabling us to match clients with optimal coverage solutions for both personal and commercial needs. Our commitment extends beyond insurance through active community involvement with organizations like the Better Business Bureau and Independent Insurance Agents of Texas.With offices in Hurst and Lubbock, our licensed professionals provide dedicated advocacy during policy selection and renewal processes. We maintain industry leadership through continuous adaptation to client needs while preserving the foundational values established by our founders. Our team of experienced agents and account managers serves as insurance advocates, ensuring transparent communication and comprehensive risk assessment for every client. This enduring approach has sustained our agency through three generations of family management while maintaining relevance in modern insurance markets.
Services
Personal Insurance
Commercial Insurance
Auto Insurance
Homeowners Insurance
Church Insurance
Contractors Insurance
Business Owners Policy
Flood Insurance
Workers Compensation
Commercial Auto
Details
- Year established: 1950
Highlights and features
- We offer access to 100+ insurance carriers for optimal coverage matching
- Our team includes third-generation insurance professionals with deep industry knowledge
- We maintain active community involvement through recognized business organizations
- We provide dedicated insurance advocacy during policy selection and renewal
- Our agency combines family-owned values with modern insurance solutions
Associations and certifications
- Better Business Bureau
- Trusted Choice
- Independent Insurance Agents of Texas
What people say
Great service
Best value
Prompt and efficient
Highly recommend
Outstanding customer service
Services
Personal Insurance
We provide comprehensive personal insurance solutions including auto, home, flood, and long-term care policies tailored to individual needs. Our agents help clients evaluate coverage options, understand policy details, and secure competitive rates. With access to multiple carriers, we ensure personalized protection that adapts to changing life circumstances while maintaining affordability.
Commercial Insurance
Our commercial insurance services address diverse business risks through specialized policies for apartment owners, contractors, churches, and other commercial entities. We assess industry-specific exposures, personnel needs, and future growth plans to create customized protection packages that include liability, property, and specialized coverage options.
Auto Insurance
We offer comprehensive auto insurance solutions with coverage options for collision, comprehensive damage, liability, and medical expenses. Our agents explain deductible impacts, coverage limits, and policy terms to help clients make informed decisions about their vehicle protection needs across Hurst and Lubbock areas.
Homeowners Insurance
Our homeowners insurance specialists create customized policies covering property damage, personal belongings, liability, and living expenses. We help clients evaluate additional coverage needs for high-value items, flood protection, and specialized risks while ensuring competitive pricing through our carrier network.
Church Insurance
We provide specialized insurance solutions for religious organizations covering property damage, liability, clergy protection, and ministry-related risks. Our policies include coverage for equipment breakdown, inland marine items, employment practices, and specialized liability protections tailored to church operations and community activities.
People
Colby Shannon
President
Third-generation insurance professional leading agency operations with deep understanding of Texas insurance markets and client advocacy principles established by the founding family.
Mike Shannon
CEO
Chief executive officer maintaining family legacy of personalized service while implementing modern insurance solutions for commercial and personal clients across Texas locations.
Esther Martinez
Agent
Experienced insurance agent recognized for attentive service and competitive pricing solutions, particularly assisting clients with transitions to new insurance markets and coverage needs.
Vallori Nagel
Personal Lines Account Manager
Award-winning account manager known for exceptional client service, prompt responsiveness, and expertise in matching clients with optimal personal insurance solutions through comprehensive carrier comparisons.
Andrew Butler
Agent
Licensed insurance agent providing personalized coverage solutions with focus on client education and long-term relationship building within the local community.
Questions
How can I lower my insurance premium?
Carrying a higher deductible can reduce monthly premiums. We help clients evaluate risk versus cost savings when selecting coverage options.
What home damages aren't covered by standard policies?
Standard policies typically exclude flood, earthquake, nuclear, war-related damages, intentional destruction, and normal wear-and-tear unless additional coverage is purchased.
Why is homeowners insurance important?
Homeowners insurance protects your property investment against covered losses while providing liability protection. Most mortgage lenders require this coverage.
How do I insure valuable possessions like jewelry?
We offer policy endorsements or separate policies to extend coverage limits for high-value items beyond standard policy restrictions.
What happens when a car is declared totaled?
When repair costs exceed vehicle value, the insurer issues payment for the car's actual cash value. We help clients understand settlement processes.
What should I do after a car accident?
We guide clients through third-party claims processes, explain uninsured motorist coverage options, and help coordinate repair payments with lenders.
