Protecting What Matters Most, One Policy at a Time
At Risk Averse Insurance, we understand that protecting what matters most to you requires more than just insurance coverage - it requires personalized attention, expert guidance, and a deep understanding of your unique needs. That's why our team of insurance professionals is dedicated to providing top-notch services to individuals and businesses alike.
Our Story
Risk Averse Insurance was founded on the principles of trust, expertise, and a commitment to putting our clients' needs first. Our team of licensed insurance advisors takes the time to understand your specific requirements, assessing your unique risks and creating customized insurance solutions to address them. Whether you're a small business owner, a homebuyer, or an individual seeking protection for your assets, we're here to help you navigate the complex world of insurance.
Our Services
We offer a wide range of insurance solutions, catering to individuals and businesses across various industries. Our services include:
Business Insurance
- Captive Insurance Management
- Business Owners Insurance
- Business Auto Insurance
- General Liability Insurance
- Commercial Umbrella Insurance
- And many more
Employee Benefits
- Group Dental Insurance
- Group Vision Insurance
- Group Voluntary Benefits
- Group Accident Insurance
- Disability Insurance
Personal Insurance
- High Net Worth Insurance
- Umbrella Insurance
- Auto Insurance
- Home Insurance
- Condo Insurance
Industry Specialties
- Arborist and Tree Service Insurance
- Contractor Insurance
- Manufacturer Insurance
- Electrical Contractor Insurance
- Municipality Insurance
Risk Management
We recognize that risk is an inherent part of life, and it's essential to be prepared. That's why we offer expert risk management services to help you identify, mitigate, and manage potential risks. Our team will work closely with you to develop customized risk management strategies tailored to your unique needs.
What Sets Us Apart
As an independent insurance agency, we operate outside the constraints of traditional insurance companies. This allows us to work in your best interests, offering you the freedom to choose the coverage that's right for you. Our team is dedicated to providing exceptional service, expert guidance, and unparalleled support. We're committed to helping you build a safer, more secure future.

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