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All American Horse Insurance All American Horse Insurance
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Business Details
26 Years
experience
Trusted Equine Insurance Services Nationwide
All American Horse Insurance was founded in 2000 by dedicated horse owners and breeders with over 50 years of combined experience in the equine and insurance industries. Our team specializes in equine insurance while offering expanded coverage options for diverse insurance needs. We prioritize client satisfaction through competitive rates, personalized service, and nationwide accessibility. Our agents possess deep expertise in both horse care and insurance policies, ensuring tailored solutions for horse owners. We maintain transparency in operations, emphasizing clear communication and ethical practices.

Our commitment to excellence is reflected in our continuous efforts to enhance coverage options and streamline the customer experience. With decades of industry knowledge, we provide reliable protection for horses and related exposures. Our team's passion for horsemanship drives our dedication to serving the equine community. We combine technical proficiency with personalized attention to meet individual client needs. Our mission remains focused on making quality insurance accessible and affordable for all horse enthusiasts.
Services
Equine Insurance Mortality Coverage Liability Coverage Health Coverage Major Medical/Surgical Stallion Infertility Loss of Use Third Party Liability Transit Coverage Broodmare Coverage
Details
  • Year established: 2000
Highlights and features
  • We offer equine insurance expertise with over 50 years of combined industry experience
  • Our team provides nationwide coverage with competitive rates and personalized solutions
  • We maintain transparency in policy terms and pricing structures
  • Our agents hold specialized knowledge in both equine care and insurance practices
  • We prioritize customer satisfaction through dedicated support and continuous coverage improvements
What people say
Exceptional customer service Competitive pricing options Deep industry knowledge Personalized solutions Quick claim processing
Update Listing
Services
Equine Mortality Coverage
Equine Mortality Coverage protects against horse death from injury, illness, humane destruction, or theft within the continental U.S. and Canada. Policies include emergency colic surgery and optional add-ons like transit coverage. We help clients determine appropriate insured values based on market assessments and documentation.
Liability Coverage
Liability insurance safeguards against claims for bodily injury or property damage during equine activities. Customizable policies accommodate various operations, with quotes generated through tailored applications. Coverage extends to third-party claims arising from equine-related business exposures.
Health Coverage
Comprehensive health coverage includes preventive care and treatment for conditions like colic and epiglottic entrapment. Policies emphasize regular veterinary maintenance while offering specialized protections for vaccinations, gestation, and reproductive health through embryo transfer options.
Major Medical/Surgical
This coverage option addresses significant medical treatments and surgical procedures for equine health issues. Policies provide financial protection against high-cost interventions while maintaining exclusions for pre-existing conditions and requiring proper veterinary documentation.
Transit Coverage
Transit coverage protects horses during transportation domestically and internationally. Policies cover risks associated with shipping, including accidents and health emergencies during transit. Special provisions apply for international shipments to European countries and imported horses.
People
Linda
Co-Owner/Customer Service Manager
With veterinary clinic experience and customer service expertise, Linda focuses on client satisfaction through personalized support. Her lifelong passion for horsemanship informs her approach to insurance solutions.
Karrie
Co-Owner/Accounts Manager/Agent
Karrie combines organizational skills with equine industry knowledge to manage accounts and policy administration. Her entrepreneurial background and leadership experience support operational efficiency and client-focused service delivery.
Dakota
Marketing Coordinator/Accounts Assistant
Dakota applies marketing expertise and technical skills to enhance brand visibility while assisting with account management. His persistence and creativity contribute to improved customer engagement and operational workflows.
Questions
What does equine mortality coverage include?
Our mortality policies cover death from injury, illness, humane destruction, or theft within the continental U.S. and Canada, including emergency colic surgery.
How do I determine my horse's insured value?
Horses are insured at current market value. Newly acquired horses use purchase price, with increases allowed based on training, competition success, or documentation.
What areas do you serve?
We provide nationwide coverage across the United States with international options available for select policies and regions.
How do I apply for liability insurance?
Submit a tailored application from our liability page via email, fax, or mail. We'll help select the appropriate policy for your equine operation.
What health conditions require disclosure?
All prior health problems must be disclosed and may be excluded. Complete health condition forms for issues like HYPP status in Quarter Horses and related breeds.
Can I insure unborn foals?
No, unborn or new foals aren't covered under broodmare policies. Foals require separate policies and must be at least 24 hours old for coverage eligibility.