Business Details
18 Years
experience
Emergency
services
Trusted RCFE Insurance Solutions in California
InsureMyRCFE stands as California's premier insurance brokerage specializing in liability and workers' compensation coverage for Residential Care Facilities (RCFEs). Since 2008, we have provided tailored insurance solutions to over 3,000 small businesses, combining our team's dual expertise as former RCFE owners and insurance professionals. Our innovative platform enables instant online quoting, binding, and certificate generation, streamlining the insurance process while maintaining personalized service.With a dedicated agent approach, we prioritize budget-conscious solutions without compromising coverage quality. Our deep industry knowledge, derived from hands-on experience in residential care operations, ensures policies address specific risks while eliminating unnecessary add-ons. We pride ourselves on offering exclusive programs like Pay As You Owe reporting and risk management services, setting us apart in the commercial insurance sector.
Services
RCFE Liability
Workers Compensation
Commercial Property
Instant Quoting
Risk Management
Details
- Year established: 2008
Highlights and features
- We offer instant online quoting and policy binding for RCFE insurance.
- Our team includes former RCFE owners with industry-specific insurance expertise.
- We provide exclusive Pay As You Owe reporting and risk management services.
- We've secured coverage for over 3,000 California small businesses since 2008.
- We maintain 24/7 availability for urgent insurance needs and consultations.
What people say
Great advice
Prompt response
Saved me money
Easy process
24 hours availability
Services
RCFE Liability Insurance
Our RCFE Liability Insurance protects residential care facilities against claims from physical injuries and property damage. This comprehensive coverage includes general liability, professional liability (errors & omissions), and physical/sexual abuse liability. Policies accommodate facilities with 6-15 beds and allow multiple facilities on the same policy, ensuring complete protection for California care providers.
Workers Compensation
We offer specialized workers' compensation insurance for California residential care facilities with exclusive low rates. Our program includes wage replacement, medical benefits, and vocational rehabilitation coverage while providing risk management services to minimize workplace injuries. New facilities can obtain coverage starting at $2,500 minimum premium with flexible Pay As You Owe reporting.
Commercial Property
Our commercial property insurance covers residential care facilities against damages from fires, storms, and other covered events. Policies include business income replacement and personal property coverage, replacing standard homeowners' insurance that typically excludes care facility operations. We ensure mortgage companies receive updated documentation for property coverage.
Instant Quoting
Our proprietary system enables instant online quoting and policy binding for RCFE liability and workers' compensation insurance. Qualified facilities can complete the entire process in under 3 minutes, receiving immediate certificates of insurance without waiting for agent interaction.
Risk Management
We provide exclusive risk management services to help care facilities minimize workplace injuries and insurance claims. Our program includes safety training materials, compliance guides, and OSHA documentation support to reduce workers' compensation costs and improve overall facility safety.
People
Blake Thompson
President
As President and former RCFE owner, Blake brings extensive industry knowledge to insurance solutions. He leads our team in developing exclusive programs while maintaining direct client relationships.
Angela Thompson
Vice President
Angela oversees operations with her combined experience in residential care administration and insurance brokerage. She ensures our policies meet evolving industry requirements while maintaining affordability.
Karen Gagnier
Senior Account Manager
Karen manages complex accounts with her expertise in RCFE insurance compliance. She provides personalized support to facility owners navigating insurance requirements and policy changes.
Tracy Griffith
Customer Service Rep
Tracy serves as primary contact for policyholders, offering responsive support for day-to-day insurance needs. Her background in care facility operations informs practical solutions for clients.
Aaron Finley
Account Manager
Aaron specializes in new client onboarding and policy analysis. He helps facility owners understand coverage options while ensuring compliance with California's RCFE insurance regulations.
Questions
How do I get an instant insurance quote?
Enter your facility number on our website to receive instant quotes for liability, workers' compensation, or commercial property insurance in under 3 minutes.
What types of insurance do you offer for RCFEs?
We provide General Liability, Professional Liability, Workers' Compensation, and Commercial Property insurance specifically tailored for Residential Care Facilities.
Why choose your services over other insurance brokers?
Our team combines RCFE ownership experience with insurance expertise, offering exclusive programs like Pay As You Owe reporting and instant policy binding.
Do you cover newly constructed RCFEs?
Yes, we provide insurance for both newly constructed and existing Residential Care Facilities with customized coverage options.
How does your workers' compensation program work?
Our exclusive California program offers minimum premiums starting at $2,500 with Pay As You Owe reporting and includes risk management services.
