Business Details
We have served the Guymon community since 1960 when Billy and Lauretta Garrison founded our agency. Our family-owned business operates on the principle that our family helps your family with personalized insurance solutions. We bring over six decades of continuous experience navigating auto, home, farm, crop, commercial, life, and health insurance markets. Our independent status allows us to browse multiple carriers to secure coverage that fits each client's unique risk profile. We educate every client on policy details so they understand exactly what protection they purchase. Our team ensures policies evolve alongside life changes, preventing gaps or overpayment.
We specialize in agricultural risks including crop insurance tailored for Oklahoma farmers. Our commercial division protects local businesses with general liability, property, and workers compensation programs. We maintain direct relationships with top-rated carriers to deliver competitive pricing and reliable claims support. Our commitment to transparency means we explain coverage limits and exclusions before you sign. We stand ready to assist long before a claim arises, embodying our motto to call us before you need us.
We specialize in agricultural risks including crop insurance tailored for Oklahoma farmers. Our commercial division protects local businesses with general liability, property, and workers compensation programs. We maintain direct relationships with top-rated carriers to deliver competitive pricing and reliable claims support. Our commitment to transparency means we explain coverage limits and exclusions before you sign. We stand ready to assist long before a claim arises, embodying our motto to call us before you need us.
Highlights and features
- We have operated continuously in Guymon since 1960.
- Our independent agency compares multiple top-rated carriers for you.
- We specialize in crop and farm insurance for Oklahoma farmers.
- Our policies adapt annually to match your changing life needs.
- We educate clients on coverage details before any purchase.
Services
Auto Insurance
We provide personalized auto insurance policies for Guymon drivers by comparing rates across multiple carriers to secure optimal coverage. Our agents explain liability, collision, and comprehensive options so you understand protection against accidents, theft, and weather damage. We adjust your policy as driving habits or vehicle changes occur.
Home Insurance
We help homeowners obtain tailored home insurance that protects dwellings, personal property, and liability exposures specific to Oklahoma risks. Our team compares carrier offerings to prevent overpayment while ensuring adequate replacement cost coverage for tornado and storm damage. We review policies annually to reflect home improvements or market changes.
Farm and Crop Insurance
We design farm and crop insurance programs for Guymon agricultural operations covering yield loss, price risk, and property perils. Our agents specialize in federal crop insurance products and supplemental policies that protect livestock, equipment, and farm structures. We align coverage cycles with planting and harvest schedules for continuous protection.
Commercial Insurance
We deliver comprehensive commercial insurance packages for local businesses including general liability, property, workers compensation, and professional liability. Our independent agency accesses multiple markets to customize limits and endorsements matching industry-specific exposures in oil, gas, construction, and retail. We conduct regular risk assessments to keep protection current as operations grow.
Life and Health Insurance
We offer life and health insurance solutions including term, whole, and universal life policies alongside individual and group health plans. Our advisors assess family financial goals and medical needs to recommend appropriate death benefits and living benefit riders. We update coverage as beneficiaries, health conditions, or income levels change over time.
