Business Details
42 Years
experience
Trusted Insurance Solutions for Community Associations & Contractors
Founded in 1984 by Matt Jackson, our agency has built a reputation as a premier insurance brokerage specializing in tailored coverage solutions for community associations, contractors, and commercial clients. With decades of experience navigating complex insurance markets, we leverage strategic carrier relationships to secure equitable policies that align precisely with each client's unique risk profile. Our team's expertise in HOA insurance, contractor liability, and catastrophic coverage is complemented by proactive loss control strategies and personalized service that prioritizes long-term client success.As active members of the Community Association Institute, we maintain industry-leading standards in evaluating and placing insurance portfolios. Our commitment to transparency, combined with access to specialized markets for earthquake, flood, and wind coverage, ensures clients receive comprehensive protection even in high-risk scenarios. By pre-contracting third-party administrators for large portfolios and conducting detailed Workers Compensation Bureau audits, we consistently deliver cost-effective solutions that safeguard our clients' investments.
Services
HOA Insurance
Contractor Liability
Earthquake Coverage
Workers Compensation
Flood Insurance
Builder's Risk
Umbrella Liability
Cyber Liability
Tail Coverage
Apartment Portfolio Insurance
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of specialized experience in HOA insurance placement
- Our team provides customized loss control techniques for risk mitigation
- We maintain elite brokerage status with major insurance carriers
- Our earthquake and flood coverage solutions target high-risk California areas
- We conduct detailed Workers Compensation Bureau audits for accurate pricing
What people say
Premium reductions
Better coverage
Professional staff
Market expertise
Claims support
Services
HOA Insurance
Specialized insurance solutions for homeowners associations, including property, liability, and catastrophic coverage tailored to each community's unique structure. Our team guides HOA boards through coverage options to create comprehensive protection plans. With expertise in garden-style, PUD, and high-rise associations, we secure competitive rates while maintaining robust policy terms.
Contractor Liability
Comprehensive liability coverage for contractors across all trades, from small artisans to large-scale builders. We provide primary liability, builder's risk, and wrap-up insurance programs tailored to construction projects. Our expertise includes securing coverage for high-risk exposures and difficult-to-place policies while maintaining competitive premium rates.
Earthquake Coverage
Specialized earthquake insurance for property portfolios and homeowners associations in California's high-risk zones. We offer customized solutions for both residential and commercial properties, including hard-to-place wildfire exposures. Our team negotiates optimal terms with carriers experienced in seismic risk management.
Workers Compensation
Tailored workers' compensation insurance programs for businesses with complex risk profiles. We provide market research, loss history analysis, and experience modification verification. Our services include TPA coordination for large claims and specialized coverage solutions for high-risk industries.
Flood Insurance
Flood risk management solutions for properties in challenging locations including waterfronts and lakefronts. We secure coverage through specialized carriers for both residential and commercial properties, with expertise in NFIP guidelines and private market alternatives for enhanced protection beyond standard policy limits.
Questions
What types of HOA insurance coverage do you offer?
We provide comprehensive HOA insurance including property, liability, earthquake, flood, and wind coverage tailored to each community's specific needs.
Can you help with hard-to-place insurance risks?
Yes, our elite brokerage status allows access to specialized markets for challenging risks like wildfire exposures and coastal flood zones.
How do you handle large insurance claims?
We coordinate with pre-contracted third-party administrators to ensure optimal claim resolution for major property losses.
What contractor insurance services are available?
We offer liability, builder's risk, wrap-up programs, and specialized coverage for all trades from small contractors to large developers.
How can I get a free insurance quote?
Complete our online questionnaire for HOA, commercial, or contractor insurance to receive a personalized quote within 24 business hours.
Do you offer cyber liability insurance?
Yes, we provide cyber liability coverage including data breach response and digital risk protection for businesses.
