Business Details
47 Years
experience
Emergency
services
Trusted Business Insurance Solutions
Since 1979, Besnard Insurance has been dedicated to helping businesses manage long-term insurance costs while delivering tailored risk management solutions. As a nationwide insurance specialist, we pride ourselves on providing innovative, customized coverage backed by exceptional personal service. Our expertise spans industries including retail, professional services, contracting, food and beverage, and independent schools.With partnerships across top global insurance markets, we offer strategic products designed to protect assets, enhance safety, and improve profitability. Trusted by businesses from small enterprises to multinational brands, our focus remains on enabling clients to concentrate on their core operations while we handle their insurance complexities.
Services
Business Insurance
Restaurant Insurance
Workers Compensation
Cyber Insurance
Property Coverage
Liability Protection
School Insurance
Risk Management
Self Storage Insurance
Commercial Auto
Details
- Year established: 1979
Highlights and features
- We offer over 45 years of expertise in industry-specific insurance solutions.
- Our nationwide partnerships ensure competitive pricing and comprehensive coverage.
- We provide 24/7 personalized service through dedicated account managers.
- Our risk management programs reduce claims and long-term costs for clients.
- We specialize in complex sectors including restaurants, schools, and contractors.
Associations and certifications
- Lloyds of London
What people say
24/7 availability
Personal service manager
Industry specialists
Claim cost reductions
Safety education resources
Services
Business Insurance
Tailored insurance solutions for businesses across industries including retail, professional services, and wholesale distribution. Our policies protect against property damage, liability claims, and operational disruptions while reducing long-term costs through strategic risk management programs. Client-focused service ensures customized protection aligned with specific business needs.
Restaurant Insurance
Specialized insurance for restaurants covering foodborne illness, property damage, and liability claims. We offer coastal programs, workers' compensation, and cyber protection designed for the unique risks of food service operations. Our dedicated partners ensure seamless claims processing and risk mitigation support tailored to restaurant owners.
Workers Compensation
Comprehensive workers' compensation programs with nationwide claims management and legal support resources. Our solutions help businesses protect employees while controlling premium costs through safety training initiatives and claims advocacy services. Designed for high-risk industries including contracting and hospitality sectors.
Independent Schools Insurance
Integrated protection for independent schools covering liability, educator legal liability, and trustees' liability. Our policies include cyber coverage, worldwide protection, and safety training programs. Features up to $30 million in combined limits with coordinated coverage for hybrid claims involving multiple policy types.
Risk Management
Strategic programs to identify, mitigate, and transfer business risks across industries. Services include safety training, claims cost analysis, and policyholder advisory resources. Our approach combines insurance expertise with operational insights to reduce exposures and improve organizational resilience against emerging threats.
Questions
What industries does Besnard Insurance specialize in?
We specialize in insurance solutions for restaurants, independent schools, retail, contracting, professional offices, and self-storage facilities with nationwide coverage.
How does Besnard Insurance help reduce insurance costs?
Through strategic risk management programs, safety education initiatives, and nationwide carrier partnerships that deliver competitive pricing while maintaining comprehensive protection.
Are you available for emergency claims assistance?
Yes, we provide 24/7 claims support through dedicated service managers and preferred claims partners across the United States.
What makes your school insurance different from competitors?
Our coordinated coverage combines educator legal liability and general liability policies with up to $30 million in limits, worldwide protection, and specialized safety training resources.
Do you offer cyber liability coverage?
Yes, our cyber insurance packages include data breach response, business interruption protection, and compliance support tailored for businesses across multiple industries.
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