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Business Details
50+ Years
experience
Your Trusted Insurance Partner in North Alabama
Stovall-Marks Insurance has served the North Alabama community since 1972, providing commercial and personal insurance solutions as an independent agency. By representing multiple insurance carriers, we offer diverse coverage options and competitive pricing across business, auto, homeowners, and life insurance. Our family-oriented approach prioritizes personalized service, with a team of experienced professionals dedicated to addressing client needs. Established by Stephen R. Stovall, our agency now serves over 5,000 individuals and 2,000 businesses while maintaining a commitment to local expertise. We specialize in tailored insurance solutions for professionals, small businesses, contractors, churches, and private schools.

Our value-added services include vehicle safety programs, abuse prevention resources, and specialized risk management training. With offices in Decatur and Moulton, we combine decades of industry knowledge with a client-centric philosophy. Our staff includes certified experts in commercial, personal lines, and claims management, ensuring comprehensive support for policyholders. We emphasize transparency in operations, offering clear communication and no hidden fees across all insurance products. This long-standing dedication to quality service has solidified our reputation as a trusted insurance partner in the region.
Services
Business Insurance Auto Insurance Home Insurance Life Insurance Church Insurance Event Insurance Contractors Insurance Small Business Insurance Boat Insurance Disability Insurance
Details
  • Year established: 1972
Highlights and features
  • We offer independent agency status with access to multiple insurance carriers
  • Our team includes certified experts with decades of local insurance experience
  • We provide specialized coverage for unique risks including churches and contractors
  • We maintain transparent operations with no hidden fees
  • Our agency has served North Alabama communities for over 50 years
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to various industries. Our offerings include general liability, workers compensation, business auto, and professional liability coverage. With access to multiple carriers, we help businesses of all sizes find cost-effective protection that matches their specific risk profiles.
Home Insurance
Our home insurance policies protect residential properties against common risks including fire, theft, and weather damage. Coverage options include dwelling protection, personal property coverage, and liability protection. We offer specialized policies for rental property owners and provide resources to help homeowners document their possessions for claims.
Church Insurance
We specialize in insurance solutions for churches, private schools, and religious organizations. Our coverage includes property protection, liability insurance, and abuse prevention resources. With over 100 religious organizations insured in North Alabama, we offer specialized training and risk management programs tailored to the unique needs of faith-based institutions.
Event Insurance
Our event insurance covers public festivals, corporate events, and special occasions in North Alabama. Policies include general liability, liquor liability, and cancellation coverage. We provide protection for events ranging from outdoor concerts to charity fundraisers, ensuring organizers have appropriate risk management for temporary activities.
Contractors Insurance
We offer specialized insurance for residential and commercial contractors, including builder's risk and equipment coverage. Our policies protect against construction-specific risks while providing flexibility through multiple carrier options. This includes coverage for tools, materials, and liability protection during project execution.
People
Darrin Kerby
President & COO
Darrin Kerby leads daily operations as President & COO, bringing extensive insurance expertise to client relationships. He manages strategic growth while maintaining the agency's commitment to personalized service and community focus.
Stephen R. Stovall
CEO
Founder Stephen R. Stovall established the agency in 1972 and continues to guide its mission as CEO. His leadership maintains the original vision of providing quality insurance solutions through independent representation and local expertise.
Russ Harrelson
Vice President of Sales
Russ Harrelson oversees sales operations with deep knowledge of commercial insurance products. He helps businesses navigate complex coverage options while maintaining the agency's commitment to finding cost-effective solutions.
Kerrie Scott
Claims Manager
Kerrie Scott manages the claims process with focus on timely resolution and client support. Her dual role as Commercial CSR ensures seamless coordination between policy management and claims handling for business clients.
Jordan Brown-Latapie
Marketing Executive
Jordan Brown-Latapie develops marketing strategies that emphasize the agency's community focus. She coordinates outreach efforts while maintaining the agency's commitment to transparent communication and client education.
Questions
What types of insurance do you offer?
We provide business insurance, auto insurance, home insurance, life insurance, church insurance, event insurance, and specialized coverage for contractors and small businesses.
How do you find competitive insurance rates?
As an independent agency representing multiple carriers, we compare options across providers to find cost-effective solutions that match each client's specific needs and risk profile.
Do you serve areas outside Decatur?
Yes, we serve all of North Alabama including Moulton, Hartselle, Priceville, Athens, and Madison with both office locations and field services.
How do I file an insurance claim?
Policyholders can file claims by calling our Decatur office at (256) 355-7951. Our claims manager provides direct support to guide you through the process.
Can I manage my insurance policies online?
While we prioritize personal service, we offer digital resources including policy documents and payment options. Contact our office for specific online management capabilities.