Appel Life Settlements

At Appel Life Settlements, we understand that life insurance policies can become a burden to maintain, especially during retirement. As a leading life settlement brokerage firm, our mission is to help individuals and families find a way to unlock the value of their unwanted or too expensive life insurance policies. Our team of experienced professionals, led by Saul Appel, CLU, ChFC, is dedicated to providing personalized service, expert guidance, and access to top life settlement buyers.

Our Story

With over 40 years of experience in the financial services industry, our founder, Saul Appel, has built a reputation for excellence, integrity, and a commitment to helping individuals and families achieve their financial goals. Throughout his career, Saul has witnessed the evolution of the life insurance industry, and he has always remained at the forefront of change, adapting to new products, technologies, and market trends.

Our Expertise

At Appel Life Settlements, we specialize in helping individuals who are 70 or older, or those with major health issues, obtain cash for their unwanted or too expensive life insurance policies. We also work with life insurance professionals, CPAs, and estate planning firms to help their clients unlock the value of their policies. Additionally, we provide charitable organizations with services to help them maximize the value of their donated life insurance programs.

Our Services

Our team offers a range of services designed to help individuals and families achieve their financial goals. These services include:

• Life Settlements: We help policy owners sell their unwanted or too expensive life insurance policies for cash.
• Life Insurance Professionals, CPAs, & Estate Planning Firms: We work with professionals in the finance industry to help their clients unlock the value of their policies.
• Charitable Life Settlements: We provide charities with services to help them maximize the value of their donated life insurance programs.

What Our Clients Say

Don't just take our word for it! Our clients have shared their experiences with us, and we're proud to share them with you:

• "When I need advice, Appel Financial Inc. was there to guide me through every step of the decision-making process." - Dr. Robert Schiffman
• "I've worked with Saul Appel, CLU, ChFC several times over a 30-year period. I now can definitely say I've never collaborated with someone more professional." - Richard Steders trom
• "I've been doing business with the principal of Appel Financial Inc. for about 17 years. I purchased a term policy with no values back then to protect my family. Instead of dropping this Life Plan, his firm was able to sell it as a Life Settlement for Cash for five figures more than I ever paid for the coverage." - Chris Cummings