Business Details
23 Years
experience
Commercial Insurance & Risk Management Solutions
American Exeer has built a reputation as a trusted independent brokerage specializing in commercial risk management. With over 35 years of combined experience in property and casualty insurance, our team focuses on delivering tailored solutions for technical and service-related industries. We leverage our access to hundreds of A-rated, admitted and non-admitted insurance carriers to secure competitive rates for both preferred and non-preferred commercial risks. Our expertise spans specialized areas including cyber liability, professional liability, parking structure risk management, and workers compensation insurance.Headquartered in Fullerton, California, we serve businesses across Southern California's Orange, Los Angeles, San Diego, Riverside, and San Bernardino counties. Our approach combines deep industry knowledge with personalized service to help clients navigate complex risk landscapes while maintaining compliance with insurance commissioners' standards.
Services
Commercial Insurance
Workers Compensation
Cyber Liability
Professional Liability
Parking Risk Management
Excess Liability
Product Liability
Employment Practice Liability
Engineering Risk Management
Information Technology Insurance
Details
- Year established: 2003
Highlights and features
- 35+ years of combined experience in commercial risk management
- Access to hundreds of A-rated insurance carriers nationwide
- Specialized expertise in technical and service industry risks
- Competitive rates for both preferred and non-preferred risks
- Local service with regional expertise in Southern California markets
Associations and certifications
- A.M. Best
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions covering property damage, liability protection, and business interruption risks. Our policies protect businesses from financial losses due to accidents, natural disasters, or third-party claims. With access to multiple A-rated carriers, we help clients secure customized coverage that meets specific industry requirements while maintaining cost-effectiveness.
Workers Compensation
Our workers compensation insurance covers medical expenses and lost wages for employees injured on the job. We offer policies tailored to high-risk industries with flexible options for businesses with varying experience modification ratings. Our independent brokerage model ensures competitive pricing through multiple carrier options while maintaining compliance with state regulations.
Cyber Liability
We specialize in cyber liability insurance covering financial losses from data breaches and cyber attacks. Our policies include first-party coverage for electronic data loss and third-party protection against customer data liability claims. With increasing digital threats, we help businesses implement risk management strategies and secure coverage for notification expenses and legal defense costs.
Professional Liability
Our professional liability insurance protects service providers against claims of negligence or inadequate work. Covering architects, engineers, medical professionals, and consultants, these policies address legal defense costs and settlement payments. We offer high-limit coverage options up to $50 million for technical firms requiring enhanced protection beyond standard industry offerings.
Parking Risk Management
We provide specialized insurance for parking operations including garage liability and vehicle protection coverage. Our program covers commercial parking facilities, valet services, and incidental vehicle maintenance operations. With liability limits up to $5 million aggregate and garage keepers coverage up to $250,000 per vehicle, we offer comprehensive protection for parking structure operators across Southern California.
Questions
What types of commercial insurance do you specialize in?
We specialize in property insurance, liability coverage, workers compensation, cyber liability, professional liability, parking risk management, and excess liability insurance for technical and service-related businesses.
How do you help businesses with high-risk profiles?
As an independent broker, we access multiple markets including specialized carriers for non-preferred risks, offering competitive rates for businesses with high experience modification ratings or complex risk profiles.
Do you offer coverage outside Southern California?
While headquartered in Southern California, we provide nationwide coverage through our network of A-rated carriers for most commercial insurance products including cyber liability and professional liability policies.
What risk management resources do you provide?
We offer specialized risk assessment services for information technology firms, engineering companies, and parking operations, including cybersecurity protocols and claims management strategies to reduce future insurance costs.
How quickly can you provide insurance quotes?
Most standard commercial insurance quotes can be generated online immediately, while specialized coverage like high-limit professional liability typically requires 1-3 business days for detailed carrier evaluation.
Do you handle insurance claims assistance?
Yes, we provide ongoing support throughout the claims process, helping businesses navigate documentation requirements and ensuring timely resolution with our network of preferred insurance carriers.
