Business Details
Trusted Insurance Solutions in York, PA
Since 1890, Ek McConkey has been a trusted leader in providing comprehensive insurance and risk management solutions. With over 130 years of experience, we specialize in business insurance, employee benefits, captive insurance programs, surety bonds, and personal insurance tailored to meet the unique needs of our clients. Our team of experts works closely with businesses across 49 U.S. states and 20+ countries, offering personalized service and innovative strategies to protect what matters most.As an independent agency, we represent multiple insurance carriers to ensure competitive pricing and customized coverage. Our commitment to excellence is reflected in our long-standing client relationships, industry recognition, and dedication to community engagement. We pride ourselves on combining traditional values with modern expertise to deliver unmatched client satisfaction and long-term value.
Services
Business Insurance
Employee Benefits
Captive Insurance
Surety Bonds
Personal Insurance
Commercial Property Insurance
Group Health Insurance
Workers Compensation
Home Insurance
Auto Insurance
Highlights and features
- We offer over 130 years of experience in risk management and insurance solutions.
- Our team provides personalized service tailored to your unique business needs.
- We represent multiple carriers to ensure competitive pricing and comprehensive coverage.
- Our captive insurance programs give clients control over their insurance costs.
- We are committed to community engagement and ethical business practices.
What people say
Elite in the insurance industry
Quick responses
Forward-thinking service
Trusted advocates
Sophisticated solutions
Services
Business Insurance
Our business insurance solutions protect companies from financial loss due to risks like property damage, liability claims, and operational disruptions. We offer tailored policies including general liability, cyber liability, and workers' compensation. With expertise in risk assessment and access to multiple carriers, we ensure comprehensive protection aligned with your industry-specific needs.
Captive Insurance
Captive insurance programs allow businesses to control insurance costs through self-insured structures. We specialize in designing group captives, single-parent captives, and risk retention groups. Our solutions provide stability, cost savings, and dividends by leveraging collective risk management expertise and actuarial analysis.
Employee Benefits
We design employee benefit plans that attract and retain talent while managing employer costs. Services include group health insurance, retirement plans, disability coverage, and compliance support. Our data-driven approach balances affordability with comprehensive coverage, ensuring alignment with evolving workforce needs and regulatory requirements.
Surety Bonds
Our surety bond solutions provide financial security for construction projects and regulatory compliance. We offer bid bonds, performance bonds, and license & permit bonds with streamlined issuance. Our team specializes in complex bond programs tailored to contractor needs, ensuring project success and client confidence.
Personal Insurance
Personal insurance covers home, auto, and specialty assets with customizable policies. We offer flood insurance, umbrella coverage, and unique protections like wedding or pet insurance. As an independent agency, we compare multiple providers to deliver cost-effective, comprehensive personal risk management solutions.
People
Michael Harter
President & CEO / Principal
With over 25 years in insurance leadership, Michael Harter drives McConkey's strategic vision while maintaining hands-on client engagement. He specializes in commercial risk management and has expanded the firm's national footprint.
Frank Ebner
Executive Vice President / Principal
Frank Ebner leads employee benefits innovation, developing customized plans for mid-sized to large corporations. His expertise in healthcare reform compliance and actuarial analysis ensures cost-effective, future-ready benefit programs.
Gary Warren
President / Principal VFCA
Gary Warren oversees Valley Forge Captive Advisors, managing over $100M in captive assets. With 30+ years in alternative risk financing, he specializes in structuring member-owned group captives across diverse industries.
Crystal Bennis
Surety Bond Executive
Crystal Bennis brings 15+ years of surety expertise, focusing on construction industry risk mitigation. She manages complex bond programs for contractors nationwide, emphasizing relationship-based underwriting and rapid issue resolution.
Dayna Altomonte
Personal Lines Consultant
Dayna Altomonte specializes in personal insurance solutions, helping clients protect assets through innovative home, auto, and specialty coverage options. Her client-first approach emphasizes clear communication and tailored risk management.
Questions
What types of business insurance do you offer?
We provide general liability, cyber liability, workers' compensation, commercial property, and business interruption insurance, along with industry-specific coverages for contractors, manufacturers, and service providers.
How do captive insurance programs work?
Captive programs let businesses self-insure risks through controlled structures. We help establish group captives or single-parent entities that offer cost control, underwriting flexibility, and potential dividend returns from unclaimed premiums.
Can you help with employee benefits compliance?
Yes, our team provides ACA compliance support, retirement plan administration, and HR regulatory guidance to ensure your benefit programs meet federal and state requirements while optimizing employee value.
What surety bond services do you provide?
We offer bid bonds, performance bonds, payment bonds, and license & permit bonds for construction and commercial clients, with specialized expertise in complex project requirements and contractor qualification.
Do you offer personal insurance packages?
Yes, we bundle home, auto, umbrella, and specialty insurance policies to provide comprehensive protection with multi-policy discounts while maintaining personalized coverage customization.
