Business Details
50+ Years
experience
Trusted Montana Insurance Since 1915
We are the largest property and casualty insurance company in Montana, with over a century of experience serving the state. Founded in 1915, our company has built a trusted reputation for fair pricing, claims service, and financial strength, as evidenced by our AM Best A- rating. Our insurance products are available exclusively through our network of over 55 agents in 60 Montana locations, ensuring localized expertise and personalized service. We prioritize mutuality, financial stability, and meaningful relationships with policyholders, agents, and communities.Our commitment extends beyond insurance through sponsorships of educational and agricultural organizations, reflecting our dedication to Montanas people and traditions. We handle underwriting and claims in-house, providing tailored solutions and fair treatment during losses. Our expertise in rural and agricultural insurance, combined with a deep understanding of Montanas unique needs, ensures comprehensive protection for homes, farms, ranches, and businesses.
Services
Auto Insurance
Home Insurance
Farm Insurance
Ranch Insurance
Commercial Insurance
Details
- Year established: 1915
Highlights and features
- We have over 100 years of experience insuring Montana properties and businesses.
- Our local agents provide personalized service tailored to Montana's unique needs.
- AM Best A- rating demonstrates our financial strength and stability.
- We handle underwriting and claims in-house for customized solutions and fair treatment.
- Specialized expertise in rural, agricultural, and commercial insurance.
Associations and certifications
- A.M. Best A-
Services
Auto Insurance
We provide tailored auto insurance policies to protect vehicles, drivers, and passengers. Our coverage options address diverse needs, from preferred rates for safe drivers to customized solutions for complex situations. Optional endorsements like rental reimbursement and roadside assistance enhance protection, ensuring policyholders feel secure on Montana roads.
Home Insurance
Our homeowners insurance safeguards against risks to primary residences, rentals, and seasonal properties. With expertise in rural and urban areas, we offer coverage for personal property, liability, and unique scenarios like equipment breakdowns. Local claims handling ensures fair, personalized support during losses.
Farm Insurance
We specialize in farm insurance since 1915, covering equipment, livestock, structures, and liability. Policies are customized to address evolving agricultural risks, including irrigation systems and outbuildings. Our Montana roots ensure deep understanding of regional challenges and tailored protection for family farms.
Ranch Insurance
Our ranch insurance provides comprehensive coverage for property, liability, and operational risks. Designed for Montanas unique landscape, policies protect pastureland, livestock, and infrastructure. Personalized underwriting accommodates the distinct needs of ranchers, ensuring continuity of their legacy.
Commercial Insurance
We offer commercial property and liability insurance for Montana businesses, including Business Owner Packages and Commercial Package Policies. Coverage addresses risks like theft, damage, and employee-related claims. Local claims handling and tailored policies support long-term business resilience.
People
Kerri Bekker
President/CEO
Kerri Bekker leads Farmers Union Insurance with a focus on financial strength and community partnerships. She oversees strategic growth and maintains the companys commitment to Montana policyholders and agents.
Loran Stensland
CFO, Secretary, Treasurer
Loran Stensland manages financial operations, ensuring fiscal stability and responsible stewardship of company resources. His leadership supports sustainable growth and long-term policyholder trust.
Derek Stewart
Director of Claims
Derek Stewart oversees claims services, prioritizing fair treatment and local handling. His team ensures efficient, transparent resolution of claims, aligning with the companys customer-centric values.
Steve Kalgaard
Vice President of Risk & Loss Management
Steve Kalgaard leads risk mitigation strategies, reducing exposures for policyholders and the company. His expertise enhances safety and loss prevention across Montanas diverse landscapes.
Monica Vetere
Vice President of Accounting
Monica Vetere directs accounting operations, maintaining accurate financial reporting and compliance. Her work ensures operational transparency and regulatory adherence.
Questions
What areas does Farmers Union Mutual Insurance serve?
We exclusively serve Montana through a network of over 55 agents in 60 locations.
How do I file a claim?
Contact your local Farmers Union agent or call our claims team directly at 406-761-0242 for immediate assistance.
What types of insurance do you offer?
We provide auto, home, farm, ranch, and commercial insurance tailored to Montana’s needs.
Are your policies customizable?
Yes, our in-house underwriting allows personalized coverage solutions for unique risks and situations.
What is your financial strength rating?
We hold an AM Best A- rating for excellent financial strength and stability.
