Business Details
10 Years
experience
Independent Insurance Solutions in Safford, AZ
Gila Insurance Group was founded in January 2016 by Derek Kartchner, an industry veteran with 12 years of experience at a top national insurance agency. After identifying an underserved market segment, Kartchner acquired the division from IIG in July 2016 and expanded operations by purchasing Arizona Economy Insurance in Safford, AZ later that year. The company established its headquarters in Safford, AZ at the base of Mount Graham, where it operates as an independent insurance agency representing multiple carriers. Gila Insurance Group specializes in niche markets including Specialty Dwelling insurance for non-traditional homes and investment properties, as well as Recreational Vehicle insurance tailored to motorhomes, travel trailers, and fifth wheels.The company emphasizes superior service through specialized expertise, partnerships with A-rated carriers, and technology integration that enables online quoting, electronic signatures, and rate monitoring. With a commitment to finding clients the best coverage at competitive prices, Gila Insurance Group combines traditional brick-and-mortar service with modern digital tools to enhance customer experience.
Services
Auto Insurance
Homeowners Insurance
RV Insurance
Landlord Insurance
Business Owners Insurance
Commercial Property Insurance
General Liability Insurance
Workers Compensation Insurance
Details
- Year established: 2016
Highlights and features
- We represent multiple A-rated insurance carriers for comprehensive coverage options
- Specialized expertise in niche markets like RV and Specialty Dwelling insurance
- Technology-enabled rate monitoring ensures competitive pricing at every renewal
- Independent agency model allows unbiased market shopping for client benefit
- Local presence with personalized service from experienced insurance professionals
Services
Auto Insurance
Gila Insurance Group offers comprehensive auto insurance solutions with multiple coverage options including liability, collision, comprehensive, uninsured motorist, and specialty coverages. We partner with top-rated carriers like Travelers, Safeco, and Progressive to provide competitive rates for personal and commercial vehicles. Our technology-enabled process allows instant online quotes while maintaining personalized agent support for policy customization and claims assistance.
RV Insurance
Specialized RV insurance policies cover motorhomes, travel trailers, and fifth wheels with tailored protections beyond standard auto policies. Our A-rated carriers offer coverage for liability, medical payments, collision, and unique RV-specific risks including full-time residency protections and travel-related incidents. We represent leading specialty insurers like Foremost and National General to ensure comprehensive coverage options for all RV types.
Homeowners Insurance
Customizable homeowners insurance policies protect primary residences and investment properties with coverage for dwelling, personal property, liability, and loss of use. We offer policies from carriers including Nationwide and Metlife, with specialized forms for non-traditional homes. Our agents help clients understand coverage options and select appropriate limits for their specific property types and risk profiles.
Business Owners Insurance
Comprehensive business insurance packages protect Arizona small businesses with general liability, property coverage, and workers compensation options. We provide tailored solutions for various industries, including specialized policies for home-based businesses that extend beyond standard homeowners insurance limitations. Our agents help identify specific risk exposures and implement appropriate coverage strategies.
Landlord Insurance
Specialized landlord insurance policies protect investment properties with enhanced coverage beyond standard homeowners policies. Our offerings include protection for rental income loss, property damage from tenant-related risks, and liability coverage for property management activities. We help property owners in Arizona secure appropriate coverage for single-family rentals, vacation homes, and commercial rental properties.
People
Derek Kartchner
President
Founder with 12 years experience at a top national insurance agency. Acquired IIG's division in 2016 and established Gila Insurance Group's Safford headquarters. Leads strategic direction and carrier partnerships.
Michelle Garcia
Customer Service Representative
Handles client inquiries and policy administration with direct communication through established contact channels. Provides support for insurance purchasing and renewal processes.
Rachael Galiano
Account Executive
Manages client accounts and insurance policy implementation. Assists with coverage selection and carrier comparisons to meet individual client requirements.
Questions
What types of insurance does Gila Insurance Group offer?
We provide auto, homeowners, RV, landlord, business owners, commercial property, general liability, workers compensation, and commercial umbrella insurance policies tailored to Arizona residents and businesses.
Why choose an independent insurance agency?
As an independent agency, we represent multiple carriers to objectively compare coverage options and pricing, ensuring clients receive customized solutions that best meet their specific needs.
How can I get an insurance quote?
Start with our online quoting system for instant rate comparisons from multiple carriers, then consult with our agents to finalize coverage details and purchase your policy.
What makes RV insurance different from auto insurance?
RV insurance includes specialized coverage for unique risks associated with recreational vehicles, including full-time living accommodations, travel-related incidents, and specific damage protections beyond standard auto policies.
Do you offer commercial insurance for small businesses?
Yes, we provide comprehensive business insurance including general liability, commercial property, workers compensation, and umbrella policies specifically designed for Arizona small businesses.
