Business Details
50+ Years
experience
Trusted Insurance Solutions for Nonprofits & Businesses in Passaic, NJ
Gross & Company Insurance & Company Insurance has been serving clients since 1925 with a commitment to personalized service and tailored insurance solutions. Our team prioritizes client needs over insurance company interests, offering competitive pricing and comprehensive coverage options. With nearly a century of experience, we specialize in nonprofit insurance while also providing commercial and personal insurance products.Our service-oriented approach ensures customized advice and coverage that evolves with client needs. We represent carefully selected insurance carriers to secure optimal policies for each unique situation, emphasizing transparency and ethical practices throughout our operations.
Services
Nonprofit Insurance
Directors and Officers Insurance
Church Insurance
Commercial Insurance
Personal Insurance
Condo Building Insurance
Contractor Insurance
Trip Medical Insurance
Details
- Year established: 1925
Highlights and features
- Established in 1925 with continuous family leadership
- We work for you, not insurance companies
- Competitive pricing with no unexpected rate increases
- Service-oriented firm with personalized risk assessments
- Coverage customized to specific organizational needs
Services
Nonprofit Insurance
Specialized insurance solutions for nonprofit organizations addressing unique liability risks. Our policies protect against property damage, employment-related claims, and directors' personal liability. With expertise since 1925, we offer tailored coverage for religious institutions, animal shelters, schools, and community organizations. Our nonprofit insurance includes risk management consultations to minimize exposure and ensure operational continuity.
Directors and Officers Insurance
Comprehensive liability coverage for organizational leaders against litigation risks. Protects directors and officers from personal financial loss due to management decisions. Covers legal defense costs and settlements for claims related to employment practices, financial mismanagement, or governance issues. Essential for nonprofit boards and corporate executives seeking risk mitigation since our 1925 founding.
Church Insurance
Tailored protection for religious institutions including property damage and liability coverage. Includes specialized safeguards against sexual abuse claims, employment disputes, and equipment breakdowns. Our policies cover temples, synagogues, and churches nationwide with customized solutions for schools operating within religious facilities and special event liabilities.
Commercial Insurance
Flexible insurance plans for commercial enterprises of all sizes. Covers property damage, liability claims, and employee-related risks. Includes specialized options for contractors, fleet vehicles, and professional liability. Our independent agency represents multiple carriers to secure optimal coverage at competitive rates for businesses since 1925.
Trip Medical Insurance
Global medical protection for travelers and expatriates with 24/7 support services. Includes emergency medical evacuation, cashless healthcare access, and telemedicine consultations. Partnerships with GeoBlue and Seven Corners provide comprehensive coverage for short-term trips or extended international assignments with streamlined claims processing.
Questions
What makes nonprofit insurance different from standard business insurance?
Nonprofit insurance addresses unique risks like volunteer injuries, donor relations, and directors' liability. Our policies cover specialized exposures including charitable immunity limitations and event-related liabilities since 1925.
Do religious organizations need separate insurance coverage?
Yes, churches require specialized coverage for sacramental activities, clergy misconduct claims, and historic building protections. Our religious institution insurance includes sexual abuse liability and sacred property safeguards since 1925.
How does directors and officers insurance protect nonprofit board members?
D&O insurance covers legal defense costs and settlements for board decisions causing financial harm. Protects personal assets from lawsuits related to employment disputes, financial mismanagement, or governance issues.
Can volunteer injuries affect nonprofit organizations?
Yes, general liability policies cover volunteer injuries during organizational activities. Separate volunteer protection ensures incidents don't jeopardize nonprofit operations or financial stability.
What commercial insurance options are available for contractors?
We offer builder's risk, equipment breakdown, and liability coverage for contractors. Specialized policies protect against construction defects, subcontractor injuries, and property damage during projects.
