American Insurance Service

American Insurance Services Agency is a dedicated insurance provider based in Clark, New Jersey, committed to helping individuals, families, and businesses secure their future. As an independent agency, we pride ourselves on our ability to provide unbiased advice and tailor-made insurance solutions to meet the unique needs of each client. With over four centuries of combined insurance experience, our team of experts possesses the knowledge and expertise to navigate the complexities of the insurance world, ensuring you receive the best possible coverage at a competitive price.

We understand that protecting what matters most can sometimes feel overwhelming. That's why we aim to make the insurance process as clear and straightforward as possible. We take the time to listen attentively to your individual circumstances, concerns, and goals, providing personalized recommendations and comprehensive explanations to empower you in making informed decisions.

Our commitment extends beyond simply finding you a policy. We strive to build lasting relationships with our clients, serving as your trusted insurance advisor throughout your journey. We are always available to answer your questions, provide guidance, and assist you with any claims or policy changes you may require.

Our Services

At American Insurance Services Agency, we offer a wide range of insurance solutions designed to protect you and your assets. Our services encompass personal, business, and specialized insurance options:

Personal Insurance: We understand the importance of safeguarding your home, family, and personal belongings. Our personal insurance offerings include:

• Homeowners Insurance: Comprehensive coverage for your home and its contents, including protection against fire, theft, vandalism, and natural disasters.
• Auto Insurance: Protecting you and your vehicle on the road with liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
• Umbrella Insurance: An extra layer of liability protection beyond the limits of your existing policies, safeguarding you from catastrophic financial losses.
• Valuable Possessions Insurance: Protecting your high-value personal items such as jewelry, art, and collectibles from theft, damage, or loss.
• Renters Insurance: Providing coverage for your belongings and liability protection if you rent your home.

Business Insurance

We recognize the unique risks faced by businesses of all sizes. Our business insurance solutions include:

• General Liability Insurance: Protecting your business from claims of bodily injury, property damage, and personal and advertising injury.
• Commercial Property Insurance: Providing coverage for your commercial building, inventory, equipment, and business contents against damage or loss.
• Workers' Compensation Insurance: Providing coverage for medical expenses and lost wages for employees injured on the job.
• Commercial Auto Insurance: Protecting your business vehicles and drivers from liability, collision, and comprehensive risks.
• Commercial Umbrella Insurance: Extends liability coverage beyond the limits of your other business policies.

Specialty Insurance

We understand that some businesses require specialized insurance coverage. Our specialty insurance offerings include:

• Contractor's Insurance: Tailored coverage for construction and trade businesses, addressing risks such as worker's compensation, commercial auto, general liability, and tools and equipment coverage.
• Restaurant Insurance: Comprehensive coverage for restaurants, encompassing liability, property, equipment breakdown, workers compensation, and liquor liability.
• Manufacturing Insurance: Protecting manufacturers from risks associated with production processes, product liability, property damage, and worker safety.
• Property Manager Insurance: Coverage for property managers, including liability protection for managing multiple properties, landlord liability, and claims from tenants.

Why Choose American Insurance Services Agency?

Choosing the right insurance partner is crucial for ensuring your financial security and peace of mind. Here's why American Insurance Services Agency is the ideal choice:

• Independent Expertise: As an independent agency, we represent a wide range of reputable insurance carriers, allowing us to find the best coverage options and prices for your needs.
• Personalized Service: We prioritize personalized attention, taking the time to understand your unique circumstances and provide tailored insurance solutions.

• Dedicated Professionals: Our team of experienced insurance agents and brokers is dedicated to providing exceptional customer service, guiding you through the process, answering your questions, and supporting you every step of the way.
• Comprehensive Coverage: We offer a full spectrum of insurance options to protect you, your family, your business, and your assets from a wide range of risks.
• Competitive Pricing: We leverage our extensive network of insurance carriers to secure competitive rates and ensure you receive the best value for your investment.

• Peace of Mind: Knowing that you have comprehensive insurance coverage provides peace of mind, allowing you to focus on what matters most.