At Lenz Insurance & Real Estate, we're passionate about providing our clients with the comprehensive insurance protection they need to safeguard what matters most. Operating as an independent insurance agency, we take pride in offering a diverse range of insurance options from a carefully selected portfolio of reputable carriers. Our diverse selection of providers allows us to tailor coverage to each client's unique needs and preferences, ensuring they receive the most suitable and cost-effective solutions.
Our agency proudly serves the communities of Carroll, Breda, Arcadia, Denison, and the wider state of Iowa. We are deeply committed to understanding the distinct insurance needs of individuals and businesses within these areas, and we strive to build lasting relationships based on trust, transparency, and exceptional service.
Our Dedicated Team of Professionals
At the heart of Lenz Insurance & Real Estate is a team of dedicated insurance professionals who are passionate about helping our clients navigate the complexities of insurance. Each client is assigned a dedicated team of experts who work collaboratively to provide personalized guidance, support, and solutions. Our team possesses extensive industry knowledge and expertise, enabling us to provide sound advice and customized coverage options. We are committed to clear and transparent communication, ensuring our clients fully understand their policy terms and coverage.
A Comprehensive Suite of Insurance Solutions
We understand that every individual and business has unique insurance needs. That's why we offer a comprehensive suite of insurance solutions designed to protect a wide range of assets and vulnerabilities.
Personal Lines Insurance
Our personal lines insurance offerings are designed to provide individuals with peace of mind knowing their loved ones, homes, and belongings are protected. We offer a variety of coverage options, including:
- Auto Insurance: Comprehensive auto insurance policies to protect you from financial loss in the event of an accident, theft, or damage.
- Homeowners Insurance: Safeguard your home and belongings against unforeseen events such as fire, theft, or natural disasters.
- Life Insurance: Provide financial security for your family in the event of your untimely passing.
- Motorcycle Insurance: Customized coverage for your prized motorcycle, ensuring protection against damage, liability, and theft.
- RV Insurance: Comprehensive coverage for your recreational vehicle, protecting it from damage, theft, and liability.
- Mobile Home Insurance: Tailored coverage for mobile or manufactured homes, protecting your investment against a variety of risks.
- Condo Insurance: Designed specifically for condo owners, providing coverage for your unit and personal belongings.
- Renters Insurance: Protect your personal belongings and liability while renting.
- Boat/PWC Insurance: Coverage for your boat, personal watercraft, and related equipment, protecting against damage, liability, and theft.
Business Insurance
We understand the unique insurance needs of businesses of all sizes. Our team is dedicated to helping businesses minimize risk and protect their operations with customized insurance solutions, including:
- Business Owners Package (BOP): A comprehensive package policy that combines essential coverage for your business, including general liability, property, and business interruption.
- General Liability Insurance: Protect your business from claims of bodily injury or property damage caused by your operations or employees.
- Commercial Auto Insurance: Coverage for vehicles used in your business operations.
- Commercial Real Estate Insurance: Protect your commercial property and assets from damage, liability, and other risks.
- Contractors Insurance: Tailored coverage for contractors and construction businesses, addressing the specific risks associated with the industry.
Lenz Insurance & Real Estate actively pursues the most competitive insurance rates on behalf of our clients. Our commitment to finding the best possible value ensures that you receive comprehensive coverage without breaking the bank. We strive to build long-term relationships with our clients, providing ongoing support and guidance throughout their insurance journey.

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