Business Details
17 Years
experience
Emergency
services
Trusted Insurance & Real Estate Services in Carroll, IA
Lenz Insurance & Real Estate has served residents and businesses in Carroll, Iowa, since 2009 as a full-service independent agency. With multiple local offices, we specialize in residential real estate, farm real estate, and comprehensive insurance solutions, including personal, commercial, farm, health, and life insurance. Our team of dedicated professionals prioritizes personalized service, treating clients like family while offering clear, tailored guidance.We combine deep local expertise with a commitment to securing competitive rates, ensuring clients receive optimal coverage that aligns with their unique needs and budgetary constraints. Our agency prides itself on responsive claims support, 24/7 availability, and a long-standing reputation for reliability and transparency in West Central Iowa.
Services
Auto Insurance
Home Insurance
Business Insurance
Farm Insurance
Life Insurance
Health Insurance
Real Estate
Medicare
Renters Insurance
Commercial Property Insurance
Details
- Year established: 2009
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs.
- Our team provides 24/7 support for claims and emergency assistance.
- We combine 15+ years of local expertise with competitive rate shopping.
- We treat clients like family with genuinely friendly, transparent service.
- We specialize in industry-specific coverage for farms, businesses, and homes.
Services
Auto Insurance
Auto insurance protects drivers against financial loss from accidents, theft, or weather damage. We offer liability, collision, and comprehensive coverage tailored to individual needs. Our policies include protection for medical expenses, vehicle repairs, and uninsured motorists, ensuring drivers in Carroll, IA, stay compliant and secure on the road.
Home Insurance
Home insurance safeguards property owners against damage from fire, storms, and liability claims. We provide coverage for structural repairs, personal belongings, and additional living expenses. Our policies address local risks like hailstorms and floods, offering peace of mind for homeowners in West Central Iowa through customizable plans.
Business Insurance
Business insurance protects companies from property damage, liability claims, and operational disruptions. We offer general liability, cyber liability, and industry-specific policies for restaurants, contractors, and retailers. Our solutions include workers' compensation and business auto coverage to mitigate risks unique to Iowa's small businesses.
Farm Insurance
Farm insurance covers agricultural operations against crop loss, equipment damage, and liability risks. We provide farm owners, dwellings, and livestock policies tailored to rural needs. Coverage includes protection for barns, machinery, and income loss due to weather events, ensuring farmers maintain financial stability.
Health Insurance
Health insurance ensures access to medical care while reducing out-of-pocket costs. We offer individual, family, and group plans covering doctor visits, hospitalization, prescriptions, and preventive care. Our agents help clients navigate options to find affordable coverage that meets their healthcare needs and budget.
People
Ray Lenz
Founding Partner
Ray Lenz founded Lenz Insurance & Real Estate in 2009, leveraging decades of local expertise to serve West Central Iowa. He specializes in connecting clients with tailored insurance and real estate solutions.
Adam Humlicek
Partner
Adam Humlicek brings extensive insurance knowledge to his role, focusing on commercial risk management and farm insurance. He prioritizes client education and long-term financial protection strategies.
Janelle Lenz Schreck
Partner
Janelle Lenz Schreck specializes in personal insurance and real estate transactions. Her client-centric approach emphasizes clear communication and customized coverage options for families and homeowners.
Tony Whitaker
Partner
Tony Whitaker focuses on business insurance and commercial real estate. With deep industry experience, he helps local businesses mitigate risks and secure competitive coverage terms.
Kari Miller
Agent
Kari Miller assists clients with life insurance and Medicare plans. She emphasizes financial security planning and provides personalized guidance to protect families' futures.
Questions
What insurance services do you offer?
We provide auto, home, life, health, farm, and business insurance, along with real estate services for residential and agricultural properties in Iowa.
Do you offer 24/7 claims support?
Yes, our team is available 24/7 to assist with emergency claims and provide prompt resolution for policyholders.
How can I lower my insurance premiums?
Bundling policies, maintaining a clean driving record, and utilizing available discounts can help reduce insurance costs.
Are you licensed to operate in Iowa?
Yes, we are a licensed independent insurance agency serving Carroll, Breda, Arcadia, Denison, and surrounding areas in Iowa.
Can I get a free insurance quote?
Yes, request a free quote online or call us at (712) 792-1700 to explore customized coverage options.
What sets your agency apart from competitors?
We combine local expertise, personalized service, and competitive rate shopping to deliver tailored solutions that meet clients' unique needs.
