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48 Years
experience
Your Trusted Insurance Partner in California
RDS Insurance Brokers has served individuals and businesses since 1978, delivering personalized insurance solutions across personal and commercial lines. Our agency combines over 150 years of collective experience with a commitment to tailored service, ensuring clients receive coverage that aligns with their unique needs. We prioritize client satisfaction through prompt responses, in-depth policy explanations, and a focus on financially stable insurance partners.

Headquartered in California, our reach extends to Arizona, Colorado, Idaho, Nevada, and Texas, supporting clients through lifes transitions and business challenges. Our team of seasoned professionals maintains a professional yet approachable atmosphere, emphasizing integrity, confidentiality, and continuous learning to uphold our reputation as a trusted insurance advisor.
Services
Auto Insurance Business Insurance Homeowners Insurance Renters Insurance Commercial Property Insurance Workers Compensation Life Insurance Health Insurance Condominium Insurance Mobile Home Insurance
Details
  • Year established: 1978
Highlights and features
  • We offer over 40 years of insurance expertise and personalized service.
  • Our team provides tailored insurance solutions for unique client needs.
  • We serve clients across multiple states with comprehensive coverage options.
  • Our agents are knowledgeable in both personal and business insurance lines.
  • We prioritize prompt and reliable customer support with a 5-star rating.
What people say
Extremely helpful Great at their jobs Promptly returns calls 5 Star rating Peace of mind
Services
Auto Insurance
RDS Insurance Brokers provides tailored auto insurance policies for personal and commercial vehicles, including sedans, motorcycles, and recreational vehicles. We assess driving records, location, and financial exposure to recommend optimal coverage limits. Our services extend to international coverage for travel to Mexico and specialty watercraft insurance, ensuring comprehensive protection at competitive rates.
Business Insurance
We offer customized business insurance solutions for industries in California, Arizona, Idaho, Nevada, and Texas. Coverage includes Business Owners Policies, liability protections, workers compensation, and commercial auto policies. Our agents collaborate with clients to identify risks and structure policies that safeguard assets while supporting operational growth and compliance.
Homeowners Insurance
Our homeowners insurance policies protect against property damage, personal liability, and loss of use due to perils like fire or theft. We emphasize tailored coverage for structural and personal assets, with options for flood, earthquake, and umbrella policies. Multi-policy discounts are available when bundling with auto insurance.
Workers Compensation
RDS Insurance Brokers provides workers compensation insurance to protect employees and employers from workplace injury claims. We assist with experience modification factor calculations, safety programs, and return-to-work policies. Our services ensure compliance with state laws and help reduce premium costs through risk management strategies.
Renters Insurance
We offer renters insurance to safeguard personal property against theft, damage, or liability exposures. Policies cover furniture, electronics, and valuables, with optional bundling discounts for auto insurance. Our agents educate clients on coverage limits and liability protections to ensure financial security for tenants.
People
Randy Shuff
Founder
Randy Shuff founded RDS Insurance Brokers in 1978, growing the agency through client referrals and a focus on personalized service. With decades of experience in insurance markets, he established a legacy of expertise in personal and commercial lines, shaping the agencys commitment to client-centric solutions.
Toni Gilliam
Commercial Account Manager
Toni Gilliam serves as a Commercial Account Manager, providing prompt and knowledgeable support to business clients. With years of experience in commercial insurance, she specializes in policy customization, risk assessment, and client education, earning consistent praise for her responsiveness and expertise.
Tonia Gilliam
Account Manager
Tonia Gilliam supports clients with personalized insurance solutions, focusing on construction and equipment rental industries. Her 28-year tenure at RDS reflects a dedication to understanding client needs, resolving issues efficiently, and maintaining long-term relationships built on trust and reliability.
Questions
What types of insurance does RDS Insurance Brokers offer?
We provide auto, home, renters, life, health, business, commercial property, and workers compensation insurance, along with specialty coverage for boats, mobile homes, and condominiums.
How does RDS Insurance Brokers tailor policies to individual needs?
Our agents assess your unique risks, assets, and financial goals to recommend coverage that balances protection and affordability, leveraging relationships with multiple carriers for competitive options.
Can RDS Insurance Brokers assist with insurance outside California?
Yes, we serve clients in Arizona, Colorado, Idaho, Nevada, and Texas, offering state-specific policies that comply with local regulations and address regional risks.
What sets RDS Insurance Brokers apart from other agencies?
Our 40+ years of experience, personalized service, and focus on client education ensure tailored solutions. Testimonials highlight our promptness, expertise, and commitment to long-term relationships.
Does RDS Insurance Brokers offer multi-policy discounts?
Yes, bundling auto, home, or business insurance policies qualifies for discounts, reducing overall premiums while maintaining comprehensive coverage across multiple lines.