Business Details
50+ Years
experience
Custom Insurance Solutions for Businesses & Individuals
Since 1913, WIS&G has been dedicated to providing tailored insurance and risk management solutions that reflect the unique needs of our clients. As one of the largest independent insurance agencies in the Central Valley, we combine the resources of a major broker with the personalized service of a local agency. Our team prioritizes customer needs through strategic thinking and creative problem-solving, offering everything from traditional insurance products to self-insured captives. We invest in state-of-the-art tools to ensure seamless interactions and a superior customer experience. With over a century of experience, we remain committed to our founding principle: customers come first.Our services span commercial insurance, personal insurance, and employee benefits programs, all designed to protect businesses, families, and assets. We assist with compliance, HR support, risk management, and legal services, ensuring comprehensive protection for our clients. Our independence allows us to live and work alongside our clients, fostering deep community connections. We believe insurance should be as unique as the individuals and businesses we serve, and our custom solutions reflect this philosophy. From benchmarking to captive solutions, we provide the expertise and tools necessary to navigate modern insurance challenges.
Services
Commercial Insurance
Personal Insurance
Benefits Programs
Risk Management
Compliance Support
Captive Solutions
Legal Services
Benchmarking
Details
- Year established: 1913
Highlights and features
- We offer over 110 years of experience in insurance and risk management.
- Our independent agency model combines big-broker resources with local service.
- We provide custom solutions from traditional insurance to self-insured captives.
- We invest in state-of-the-art tools for seamless client interactions.
- Our team prioritizes strategic, client-first problem-solving.
What people say
Fun and easy to work with
Services
Commercial Insurance
We provide comprehensive commercial insurance to protect businesses from liability, property damage, and operational risks. Our solutions include compliance support, risk management strategies, and legal services tailored to industry-specific needs. Clients benefit from customized policies that adapt to evolving business challenges.
Personal Insurance
Our personal insurance safeguards individuals and families against unexpected events through tailored coverage for homes, vehicles, and valuables. We focus on simplicity and reliability, ensuring policies meet unique lifestyle needs while providing peace of mind for policyholders and their loved ones.
Benefits Programs
We design employee benefits programs to attract and retain talent, offering health insurance, retirement plans, and wellness initiatives. Our solutions balance employer affordability with competitive offerings that enhance workforce satisfaction and productivity.
Risk Management
Our risk management services identify and mitigate potential threats to businesses through audits, compliance guidance, and captive insurance structures. We help organizations minimize financial exposure while maintaining operational continuity in dynamic environments.
Captive Solutions
We develop captive insurance programs allowing businesses to self-insure risks while maintaining regulatory compliance. These solutions offer cost control, flexibility, and long-term financial stability for organizations seeking non-traditional risk transfer methods.
People
Jacque Santos
Vice President
Jacque Santos leads client relations at WIS&G, focusing on delivering personalized insurance solutions. With decades of industry experience, she ensures clients receive strategic guidance and support tailored to their unique needs.
Questions
What types of insurance does WIS&G offer?
We provide commercial insurance, personal insurance, and employee benefits programs tailored to individual and business needs.
How is WIS&G different from other agencies?
As an independent agency, we combine major-broker resources with personalized service, prioritizing custom solutions over generic products.
Do you serve clients outside the Central Valley?
While based in the Central Valley, our services are designed to meet needs regionally and beyond through digital tools and partnerships.
What risk management tools do you provide?
We offer benchmarking, compliance support, captive solutions, and legal services to mitigate business risks.
