Business Details
23 Years
experience
Your Local Independent Insurance Experts
Founded in 2003, The Kole Group has established itself as a trusted independent insurance agency serving clients across Pennsylvania and the East Coast. Our team of licensed professionals brings decades of combined experience in navigating complex insurance markets, offering personalized solutions for individuals, families, and businesses. We prioritize transparency, ethical practices, and Christian values in all client interactions, ensuring every decision aligns with our commitment to exceptional service.With expertise in Medicare, health, employee benefits, and commercial insurance, we leverage relationships with top carriers to deliver cost-effective, tailored coverage options. Our 20-year track record of serving over 2,000 clients demonstrates our dedication to simplifying insurance while maintaining rigorous compliance and advocacy standards.
Services
Medicare Plans
Individual Health Insurance
Employee Benefits
Home & Auto Insurance
Commercial Insurance
TPA Services
Dependent Eligibility Audits
Details
- Year established: 2003
Highlights and features
- We have 20 years of experience serving Pennsylvania clients with tailored insurance solutions.
- Our team works with multiple carriers to find you the best coverage at competitive rates.
- We operate with Christian values, prioritizing ethical practices and client trust.
- Our experts simplify complex insurance processes for individuals and businesses alike.
- We provide ongoing support and compliance guidance for evolving insurance needs.
Associations and certifications
- Licensed Third-Party Administrator (TPA)
What people say
Family atmosphere
Cost-effective solutions
Responsive team
Innovative benefit plans
Clear explanations
Services
Medicare Plans
We specialize in Medicare Supplement, Advantage, and Part D Prescription Drug Plans tailored to Central Pennsylvania residents. Our experts explain coverage options, including hospital, medical, and prescription benefits, while ensuring compliance with federal regulations. Clients receive personalized comparisons of up to 87 products from 9 carriers to find cost-effective solutions.
Employee Benefits
Our team designs strategic employee benefit packages for businesses of all sizes, including health, dental, vision, and voluntary products. We negotiate competitive rates through carrier bidding and provide compliance support for HIPAA, COBRA, and healthcare reform mandates. Services include dependent eligibility audits to reduce employer costs.
Individual Health Insurance
We assist individuals and families with marketplace (PENNIE) and direct carrier enrollment, focusing on subsidy eligibility and customized plan selection. Our advisors explain coverage nuances, including deductibles and copays, while offering flexible in-person or virtual consultations throughout the year.
Commercial Insurance
We provide comprehensive commercial insurance solutions, including liability, property, cyber, and workers' compensation coverage. Our independent agency partners with multiple carriers to create tailored risk management strategies, ensuring businesses protect assets while maintaining compliance with industry-specific regulations.
TPA Services
As a licensed Third Party Administrator, we offer self-funded plan administration, dependent eligibility audits, and claims processing. Our services include designing creative benefit structures like HRAs and HSAs, along with compliance support for complex insurance programs.
People
Rob Kole
President, CEO
Rob Kole leads The Kole Group with over 20 years of insurance industry experience, focusing on strategic growth and client advocacy. He ensures the agency maintains its founding principles of ethical service while expanding coverage options across the East Coast.
Rusty Robb
Partner | Director of Employee Benefits
Rusty Robb specializes in employee benefit solutions, leveraging his expertise to design cost-effective plans for businesses. With a focus on compliance and creative plan structures, he helps employers navigate complex insurance markets while maintaining fiduciary responsibility.
Dylan Key
Medicare & Individual Department Manager
Dylan Key oversees Medicare and individual insurance services, guiding clients through coverage options with personalized attention. His team ensures seniors and individuals understand plan benefits, costs, and enrollment processes to make informed decisions.
Zack Kole
Partner | Director of Property & Casualty
Zack Kole manages commercial and personal insurance lines, bringing innovative risk management strategies to businesses and individuals. His expertise in property & casualty insurance ensures clients receive comprehensive protection tailored to their specific needs.
Dr. Peter L. Kang
Chief Financial Officer
Dr. Peter L. Kang, a practicing physician, provides unique insights into healthcare insurance solutions. His dual expertise in medicine and finance helps clients achieve cost-effective benefit plans that balance quality care with financial sustainability.
Questions
What types of insurance does The Kole Group offer?
We provide Medicare plans, individual health insurance, employee benefits, commercial insurance, and personal lines like home/auto coverage.
How does The Kole Group help businesses save on insurance costs?
We conduct competitive carrier bidding, offer creative plan designs, and perform dependent eligibility audits to reduce unnecessary expenses.
Do you assist with Pennsylvania's Insurance Exchange (PENNIE)?
Yes, we help clients navigate PENNIE applications and subsidy eligibility during open enrollment periods.
Are your services available outside Pennsylvania?
We hold licenses in 8 East Coast states, allowing us to serve clients beyond Pennsylvania's borders.
What sets The Kole Group apart from other agencies?
Our Christian values, 20-year local expertise, and status as a licensed TPA enable personalized, ethical insurance solutions.
