Business Details
26 Years
experience
Affordable Health Insurance Solutions for Families & Businesses
Catalyst Insurance Group was founded in 2000 with a mission to rescue families and businesses from unsustainable healthcare costs. Our team specializes in innovative health benefit solutions, combining Preventative MEC plans, Health Savings Accounts (HSA), HealthShare memberships, and Living Benefits to deliver comprehensive coverage with up to 40-60% savings compared to traditional insurance. We prioritize Pro-Life, Pro-Family, and Pro-Freedom values, advocating for patient-centered care and financial freedom.With over 20 years of experience, we have saved clients more than $40 million in medical billing while maintaining a commitment to transparency, affordability, and personalized service. Our approach empowers individuals and businesses to redirect healthcare savings toward lifes essential needs.
Services
Preventative MEC Plans
Health Savings Accounts
HealthShare Memberships
Living Benefits
Accident Plans
Details
- Year established: 2000
Highlights and features
- We offer up to 40-60% savings on healthcare plans with nationwide provider access.
- Our Preventative MEC plans cover preventive care at 100% with no co-pays.
- We provide HealthShare memberships that share up to 100% of major medical expenses.
- Our Living Benefits deliver cash payouts for chronic, critical, or terminal illnesses.
- We specialize in HSA plans with tax deductions for individuals and families.
Services
Preventative MEC Plans
Preventative MEC plans cover 100% of preventive care services, including immunizations, screenings, telemedicine, and prescription discounts. Ideal for healthy families or businesses seeking cost-effective coverage. These plans meet ACA requirements while eliminating co-pays for routine care.
Health Savings Accounts
HSAs allow tax-free contributions for medical expenses, with individual limits of $4,300 and family limits of $8,550 annually. Funds cover preventive care, alternative treatments, and qualified expenses, offering flexibility and long-term savings for individuals and businesses.
HealthShare Memberships
HealthShare programs share up to 100% of major medical expenses after a members unshared amount ($1,500$6,000). Members gain access to transparent pricing, holistic treatments, and shared costs for hospitalizations, surgeries, and maternity care.
Living Benefits
Living Benefits provide cash payouts for chronic, critical, or terminal illnesses, covering care, travel, or income loss. Benefits phase in over five years, with no maximum limit after year five, offering financial security during health crises.
Accident Plans
Accident plans offer additional protection for unexpected injuries, covering emergency care, hospital stays, and recovery costs. These plans complement Preventative MEC or HealthShare memberships, ensuring comprehensive coverage for unforeseen events.
People
Kent Long
Owner
Kent Long, a veteran agent with over 20 years of experience, founded Catalyst Insurance Group in 2000. He specializes in healthcare reform, training individuals and businesses to reduce costs while maintaining quality coverage.
Questions
What health insurance plans do you offer?
We offer Preventative MEC plans, Health Savings Accounts (HSA), HealthShare memberships, Living Benefits, and accident coverage tailored for individuals and businesses.
How much can I save with your plans?
Clients typically save 40-60% on premiums compared to traditional insurance, with additional savings through HSAs and prescription discounts.
Are pre-existing conditions covered?
Yes, pre-existing conditions phase in over five years, with exceptions for high blood pressure, cholesterol, and type 2 diabetes under specific criteria.
Can small businesses enroll?
Yes, small businesses with at least one employee can enroll, with customizable plans and tax deductions for premium costs.
Is coverage available nationwide?
Yes, our plans are available nationwide for individuals and businesses, with unrestricted provider access in the U.S. and internationally.
