Business Details
50+ Years
experience
Low-Cost Car & Commercial Insurance in Chicago
Urban Insurance Agency has been a trusted provider of comprehensive insurance solutions since 1961. Founded in Chicago, we combine decades of industry expertise with personalized service to help clients secure the most competitive rates across auto, commercial, and specialty insurance products. Our team of licensed agents specializes in navigating complex insurance needs, from SR-22 filings and tow truck coverage to homeowners and life insurance, while maintaining a commitment to transparency and client satisfaction.With a BBB A+ rating and a focus on multi-carrier comparisons, we ensure clients receive tailored policies that balance affordability with robust protection. Our legacy of service extends across Illinois and Indiana, serving both individual drivers and commercial enterprises with the same dedication to value and responsiveness that defined our family-owned business from its inception.
Services
Auto Insurance
Commercial Truck Insurance
SR22 Filings
Tow Truck Insurance
Homeowners Insurance
Life Insurance
Motorcycle Insurance
Medical Transportation Insurance
Pet Insurance
Uber Driver Insurance
Details
- Year established: 1961
Highlights and features
- We have over 60 years of experience helping drivers find the lowest insurance rates.
- Our team provides personalized service through multi-carrier comparisons.
- We specialize in SR-22 filings and commercial truck insurance solutions.
- Our BBB A+ rating reflects our commitment to customer satisfaction.
- We offer coverage across Illinois and Indiana with licensed agents.
Associations and certifications
- Better Business Bureau (BBB) A+ Rating
Services
Auto Insurance
Urban Insurance provides comprehensive auto insurance policies tailored to individual driver needs. Our offerings include liability coverage, collision protection, and uninsured motorist options. We specialize in securing competitive rates for standard drivers, high-risk individuals requiring SR-22 filings, and those with poor credit histories. Our licensed agents compare rates from over 20 carriers to ensure optimal coverage at the lowest cost.
Commercial Truck Insurance
We offer specialized insurance solutions for commercial trucking operations, including long-haul, short-haul, and local delivery services. Coverage options include liability protection, cargo insurance, and bobtail coverage. Our agency maintains relationships with multiple carriers to provide competitive rates for owner-operators, fleet owners, and businesses requiring specialized coverage for tow trucks, limousines, and medical transport vehicles.
SR22 Filings
Urban Insurance specializes in SR-22 insurance requirements for drivers with suspended licenses. We provide same-day electronic filings to the Illinois Secretary of State and offer competitive rates through multiple carrier partnerships. Our services include non-owner liability policies and assistance with reinstating driving privileges while maintaining continuous coverage requirements.
Tow Truck Insurance
Our agency provides comprehensive insurance packages specifically designed for tow truck operators. Policies include liability coverage meeting state requirements, on-hook towing protection, and physical damage insurance. We maintain carrier relationships that accommodate specialized needs like repossession services and collateral recovery operations, ensuring coverage for both owned and hired vehicles in commercial fleets.
Homeowners Insurance
We offer homeowners insurance policies covering structural damage, personal property loss, and liability protection. Our coverage includes fire, windstorm, water damage, and theft protection with options for replacement cost valuation. Additional endorsements provide coverage for identity theft, electronic devices, and loss of use during home repairs. Policies are available for primary residences, condos, and rental properties across Illinois and Indiana.
Questions
How can I get a free insurance quote?
Contact our licensed agents at (312) 664-8088 or use our online form to receive a free, no-obligation quote within minutes.
What types of insurance do you offer?
We provide auto, commercial truck, homeowners, life, tow truck, motorcycle, medical transport, and SR-22 insurance policies.
Do you offer same-day SR-22 filings?
Yes, we provide same-day electronic SR-22 filings to the Illinois Secretary of State for immediate coverage verification.
Can I get insurance with poor credit?
Yes, we specialize in providing coverage options for drivers with poor credit or no credit history through multiple carrier partnerships.
What areas do you serve?
We serve Chicago, Illinois suburbs, and Indiana, offering policies tailored to state-specific insurance requirements.
Are you BBB accredited?
Yes, we maintain an A+ rating with the Better Business Bureau for our commitment to ethical business practices.
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