Protecting Your World, One Policy at a Time
Our Story
SCM Insurance is a family-owned and operated agency that has been providing personal insurance coverage to customers throughout Connecticut since 1914. Over the years, we have built a reputation for providing our customers with the best coverage and the best service at the best price. Our commitment to our customers has remained unchanged, and we take pride in being a one-stop shop for all their personal insurance needs.
Our Services
At SCM Insurance, we understand that every individual's insurance needs are unique. That's why we offer a wide range of insurance services to cater to diverse requirements. Our services include homeowners insurance, vehicle insurance, recreational insurance, and more. We specialize in providing competitive insurance rates from multiple carriers, ensuring that our customers get the best deals. Our experienced team of professionals is dedicated to providing personalized service, tailoring insurance policies to meet the specific needs of our customers.
Homeowners Insurance
We provide homeowners insurance for all types of homes, including one to four family homes, with dwelling replacement costs ranging from $50,000 to $5,000,000. We specialize in preparing binders and all other forms needed to close on a home at time of purchase. Our homeowners insurance options include replacement cost coverage on the dwelling, scheduled items coverage, water backup and sump pump overflow, equipment breakdown, and more.
Vehicle Insurance
We offer competitive vehicle insurance rates from multiple carriers, ensuring that our customers get the best deals. Our vehicle insurance options include personal auto insurance, motorcycle insurance, watercraft insurance, recreational vehicle insurance, and antique autos insurance.
Recreational Insurance
At SCM Insurance, we understand that recreational vehicles require specialized insurance coverage. That's why we offer recreational insurance options for motorhomes, trailers, boats, RVs, and more.
Our Promise
Our commitment to our customers is to provide them with the best coverage and the best service at the best price. We strive to build long-term relationships with our customers, providing personalized service and tailored insurance policies to meet their unique needs.
Overall Experience
The majority of reviewers had a positive experience with the insurance agency, praising the staff's professionalism, responsiveness, and ability to find suitable insurance solutions.
Positive Aspects
- Friendly and professional staff, including Keith and Nurys Bracci, who provided excellent service and found great insurance solutions for customers.
- Ability to communicate in multiple languages, including Spanish.
- Wide range of insurance companies to choose from.
- Convenient parking options.
Negative Experiences
- A few reviewers had negative experiences, including poor treatment by staff and lack of assistance with insurance issues.
- One reviewer was unhappy with being required to switch to a different insurance company, Hanover, which later non-renewed their policy.
- Another reviewer experienced poor communication and a lack of responsiveness from staff, leading them to seek quotes from another agency.

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