Business Details
Your Trusted Insurance Partner in Farmington, Utah
Advisor Agency Insurance was founded with a clear mission: to simplify the insurance process while delivering affordable, comprehensive protection for individuals and businesses. With over eight years as a Top Commercial Producer for Allstate Insurance, we combine industry expertise with personalized service to address unique risk management needs. Our licensed advisors specialize in creating balanced insurance programs that include auto, property, life, and specialized coverages like cyber liability and pharmacy protection.We represent leading insurers and leverage advanced tools to identify coverage gaps, ensuring clients receive tailored solutions that align with their specific requirements. Operating across 33 states, we prioritize direct communication through in-person consultations or streamlined digital processes, offering rapid policy reviews and emergency support when needed. Our commitment to transparency extends to unbiased advice, competitive pricing, and a focus on long-term client relationships built on trust and reliability.
Services
Auto Insurance
Homeowner Insurance
Business Insurance
Life Insurance
Cyber Insurance
Highlights and features
- We have been Top Commercial Producers with Allstate Insurance for 8 years
- Our team provides personalized insurance solutions tailored to specific business needs
- We offer 24/7 licensed customer service support for urgent inquiries
- We specialize in niche coverages like pharmacy insurance and cyber liability
- We operate in 33 states with localized expertise and nationwide resources
Services
Business Property Insurance
Business Property Insurance safeguards physical assets including buildings, equipment, and inventory against risks like fire, theft, and natural disasters. This coverage protects business income during recovery periods and extends to outdoor structures and leased properties. Our policies ensure continuity by covering repair costs and temporary relocation expenses.
Cyber Liability Insurance
Cyber Liability Insurance addresses financial and legal risks from data breaches and cyber attacks. Coverage includes forensic investigations, regulatory fines, customer notification costs, and business interruption losses. We provide risk assessment tools and incident response planning to minimize exposure to digital threats and maintain compliance with state laws.
Pharmacy Insurance
Pharmacy Insurance combines general liability, professional liability, and property coverage in one policy. Additional protections include employee dishonesty coverage, spoilage reimbursement, and business income protection. Our specialized programs address unique risks like prescription errors, inventory theft, and liability claims from customer injuries on premises.
Mobile Tool Dealer Insurance
Mobile Tool Dealer Insurance covers specialized risks including inventory transportation, vehicle gap coverage, and route income loss. Policies include commercial truck insurance, inland marine coverage for tools, and additional insured provisions for franchisors. This program protects against equipment theft and business interruptions during repairs.
Workers Compensation
Workers Compensation insurance provides wage replacement and medical benefits for employees injured on the job. Our policies cover legal defense costs and employer liability claims while ensuring compliance with state regulations. We offer risk management resources to prevent workplace accidents and reduce premium costs.
People
Stephen Burkholz
Insurance Advisor
Stephen Burkholz brings extensive insurance expertise to Advisor Agency Insurance, specializing in commercial risk management solutions. With eight consecutive years as a Top Commercial Producer for Allstate, he focuses on delivering customized insurance programs that protect businesses' physical and financial assets.
Questions
What types of business insurance do you offer?
We provide business property insurance, general liability coverage, workers' compensation, cyber liability insurance, and specialized programs for pharmacies and mobile tool dealers.
How can I get a personalized insurance quote?
Complete our online request form or call 801-451-8880 to speak with a licensed advisor who will assess your specific needs and prepare a customized quote.
Do you offer coverage outside of Utah?
Yes, we provide insurance services in 33 states including California, Texas, New York, and Florida through partnerships with major carriers like Allstate and Chubb.
What cyber liability protections are available?
Our cyber insurance covers data breaches, ransomware attacks, network security liability, and business interruption losses. Policies include forensic investigation support and regulatory compliance assistance.
How quickly can I get policy documentation?
New policy binders with evidence of insurance are typically processed within 60 minutes of application submission through our streamlined digital systems.
What pharmacy insurance coverage options exist?
Our pharmacy program combines general liability, professional liability, and property coverage starting at $1,944 annually, with customizable limits for inventory, equipment, and business income protection.