Business Details
50+ Years
experience
Your Trusted Partner for Insurance Solutions in Ohio
Payne & Brown Insurance has been fostering valued relationships with clients since 1965, evolving from a single Sunbury office to seven locations across Ohio. As an independent, multi-carrier agency, we specialize in personalized insurance solutions for individuals and businesses, prioritizing superior service and trusted coverage. Our team of experienced advisors is committed to protecting what matters most to our clients, offering tailored policies that align with their unique needs and budgets.With over five decades of local expertise, we represent top-rated carriers and emphasize integrity, professionalism, and loyalty in every client interaction. Our mission is to provide comprehensive risk management while maintaining transparency, ethical practices, and unwavering client support through all stages of policy management.
Services
Home Insurance
Auto Insurance
Business Owners Insurance
General Liability Insurance
Commercial Property Insurance
Farm Insurance
Flood Insurance
Motorcycle Insurance
Life Insurance
RV Insurance
Details
- Year established: 1965
Highlights and features
- We offer 50+ years of Ohio insurance expertise through seven local offices
- Our independent agency provides multi-carrier options for competitive pricing
- Trusted advisors deliver personalized coverage solutions with no hidden fees
- We service all Ohio counties including Franklin, Delaware, and Licking
- Recognized as Ohio Mutual's leading farm insurance agency and Grange Leadership Circle member
What people say
Great rates
Prompt service
Excellent staff
Professional handling
Competitive pricing
Services
Home Insurance
Protect your primary residence against fire, water damage, and natural disasters while covering personal property and liability claims. Our policies include replacement cost coverage without caps and code compliance rebuilding provisions. We specialize in flood insurance through NFIP and offer endorsements for valuable possessions and secondary homes.
Auto Insurance
Comprehensive coverage for cars, trucks, and specialty vehicles including liability, collision, and comprehensive protection. We provide uninsured motorist coverage, rental reimbursement options, and customized policies for high-value vehicles. Our advisors help clients understand state requirements and select appropriate coverage limits.
Business Owners Insurance
Combined property and liability protection for Ohio businesses with customizable endorsements. Our BOP policies cover equipment, inventory, and business interruption while offering optional cyber liability, errors & omissions, and directors & officers coverage. We serve diverse industries including retail, manufacturing, and professional services.
Commercial Property Insurance
Protect commercial buildings, equipment, and inventory against fire, theft, and natural disasters. Policies include business income coverage for lost revenue during disruptions and endorsements for code upgrades and debris removal. We specialize in risk assessments for manufacturing facilities, retail spaces, and office buildings.
Flood Insurance
Specialized coverage through the National Flood Insurance Program for residential and commercial properties. We provide policies for high-risk and moderate-risk areas, including protection for building structures and personal contents. Our agents help clients understand flood zone requirements and mitigation strategies.
Questions
What types of insurance does Payne & Brown offer?
We provide personal insurance (home, auto, life), business insurance (BOP, liability, commercial property), farm insurance, and specialty coverage including flood, collector cars, and umbrella policies.
Do you service all areas of Ohio?
Yes, we write policies throughout Ohio including Franklin, Delaware, Licking, and Union counties, with seven office locations from Sunbury to Newark.
How quickly can I get insurance coverage?
Our independent agency offers multiple options with competitive pricing, and our licensed agents can typically finalize coverage within one business day after application.
What makes Payne & Brown different from other agencies?
We combine 50+ years of local experience with access to multiple carriers, providing personalized solutions while maintaining our core values of integrity, professionalism, and loyalty.
Can I manage my policy online?
Yes, our clients have access to a secure client portal for policy changes, certificate requests, bill payments, and policy reviews.
What should I do after experiencing property damage?
Contact our office immediately - our team will guide you through the claims process, help document damages, and work with carriers to ensure timely resolution.
