Protecting what matters most in Elk River and beyond
State Farm Insurance in Elk River is dedicated to providing personalized insurance solutions that meet the unique needs of our customers. With over 13 years of experience in the industry, agent Wayne Swart and his team understand the complexities of Minnesota weather and the importance of securing your home, auto, and life.
Our Services
We offer a comprehensive range of insurance products to protect you against life's unexpected events:
Auto Insurance
- Comprehensive protection for your car, truck, or motorcycle
- Competitive rates and discounts for responsible drivers
- Personalized coverage options to fit your needs
Homeowners/Condo Insurance
- Protection against unexpected events like fire, theft, or burst pipes
- Coverage for your belongings and dwelling
- Flexible payment plans to fit your budget
Life Insurance
- Secure peace of mind for you and your loved ones
- Various plans to choose from, including term life and whole life insurance
- Competitive rates and flexible coverage options
And more
- Renters insurance to protect your belongings in a rented property
- Personal articles insurance for valuable items
- Business insurance tailored to your specific industry
Our Commitment
At State Farm Insurance, we believe in:
- Personalised service: We take the time to get to know you and understand your individual needs.
- Exceptional customer service: We are committed to providing prompt and efficient claims handling, personalized interactions, and ongoing support.
- Community involvement: We are active in the Elk River community and believe in giving back.
Contact us today to discuss your insurance needs and request a personalized quote. Our experienced team is ready to guide you through the process and find the right coverage for you and your loved ones.
Customer Experience
The majority of reviewers had an exceptional experience working with the office, specifically with agents like Karley Hollom, Savannah Rajchel, and Heather. They praised the agents for being knowledgeable, responsive, and helpful in answering questions and finding the best deals.
Quoting and Pricing
Many reviewers mentioned that the office provided the most competitive quotes, with some mentioning that they saved a significant amount of money by switching to State Farm.
Claims and Service
Some reviewers mentioned that they had to use their insurance for claims, and the office responded quickly and efficiently. Others praised the office for being friendly and helpful in answering questions and providing information.
Negatives
One reviewer, Jackson Smith, had a very negative experience, claiming that the office scammed him by adding an additional person to his policy without his knowledge. He felt that the office was dishonest and backcharged him for the mistake.

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