Business Details
34 Years
experience
Your Trusted Insurance Partner in Texas
David King Insurance has been a trusted partner in risk management since 1992, serving clients across Texas, Oklahoma, Arkansas, New Mexico, Colorado, Connecticut, Iowa, and Washington. As a family-owned business, we prioritize personalized service, offering tailored insurance solutions that align with individual and business needs. Our independent agency model allows us to provide options from multiple carriers, ensuring competitive pricing and comprehensive coverage.With decades of combined experience, our team navigates policy complexities while maintaining transparency and client education. We are committed to continuous improvement, leveraging our local market expertise to deliver exceptional customer service and long-term value to our clients.
Services
Auto Insurance
Home Insurance
Renters Insurance
Landlord Insurance
Commercial Auto Insurance
Commercial Property Insurance
Personal Umbrella Insurance
General Liability Insurance
Business Owners Policy
Motorcycle Insurance
Details
- Year established: 1992
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs
- Our team provides exceptional customer service with over 30 years of combined experience
- We work with multiple carriers to ensure competitive pricing and coverage options
- We serve clients across eight states with localized market expertise
- Our independent agency model ensures unbiased advice and comprehensive coverage
What people say
Exceptional Service
Personal Touch
Caring Team
Stress-Free Process
Spot-On Recommendations
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting against financial losses from accidents, theft, or natural disasters. Our policies cover liability, collision, comprehensive, and uninsured motorist coverage. With expertise in Texas-specific risks like hail damage and uninsured drivers, we help clients navigate coverage options while ensuring compliance with state requirements and offering cost-saving bundling opportunities.
Home Insurance
Our homeowners insurance protects against property damage, personal liability, and additional living expenses. Policies cover risks including storms, fire, and theft while offering optional endorsements for flood, windstorm, and high-value items. We specialize in Texas-specific coverage needs like hurricane protection and wildfire risks, providing tailored solutions for properties across diverse climate zones.
Commercial Property Insurance
We offer commercial property insurance protecting business assets against fire, theft, and natural disasters. Coverage includes building structures, equipment, and inventory while offering customizable options for business interruption and liability protection. Our expertise serves Texas businesses facing regional risks like hail storms and hurricane damage across multiple industries.
Renters Insurance
Our renters insurance covers personal belongings, liability protection, and additional living expenses for tenants. Policies protect against fire, theft, and vandalism while offering coverage for off-premises items and liability claims. We provide Texas-specific solutions addressing common rental risks while helping tenants meet lease requirements and protect their assets.
Personal Umbrella Insurance
We provide personal umbrella insurance offering excess liability protection beyond standard policy limits. This coverage applies to bodily injury, property damage, and legal expenses including libel or false arrest claims. With Texas-specific risk considerations, we help clients protect assets against catastrophic losses through cost-effective umbrella policies starting at $1 million in coverage.
People
David H King
Owner
With decades of insurance experience, David H King leads our family-owned agency, combining strategic vision with personalized service to ensure client needs are met.
Beverly Caperna
Director of Agency Sales and Operations
Beverly Caperna brings over 15 years of exceptional insurance guidance, managing agency operations while maintaining direct client relationships and policy expertise.
Dan Baxter Jr
Director of Business Insurance
Dan Baxter Jr specializes in commercial insurance solutions, leveraging his expertise to protect Texas businesses through comprehensive risk management strategies.
Brady King
Licensed Agent
Brady King provides personalized insurance solutions, known for exceptional customer service and finding optimal coverage options for clients across multiple states.
Terryn Woods
Customer Service Representative
Terryn Woods supports clients with insurance needs, ensuring smooth policy management and claims processes while maintaining our commitment to exceptional service.
Questions
What types of insurance do you offer?
We offer auto, home, renters, landlord, commercial, umbrella, motorcycle, boat, and specialty insurance policies for individuals and businesses across eight states.
How do I file an insurance claim?
Contact our office directly or your carrier to initiate a claim. Our team guides you through documentation and ensures smooth processing for all policy types.
How can I lower my insurance costs?
Bundle policies, increase deductibles, maintain good records, and qualify for discounts. Our agents identify savings opportunities without compromising coverage quality.
What are the benefits of working with an independent agent?
We offer multiple carrier options, personalized service, and unbiased advice to find optimal coverage and pricing for your specific needs.
Do you offer business insurance solutions?
Yes, we provide commercial auto, property, liability, BOP, and specialty business insurance tailored to Texas companies across various industries.
How do you handle out-of-state coverage?
Our agents specialize in multi-state policies and have expertise in meeting coverage requirements across all served states while maintaining local compliance.
