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Business Details
25 Years
experience
Your Trusted Independent Insurance Agency in Charlotte, NC
Pruitt Keener Insurance Services is an independent insurance agency offering tailored insurance solutions to protect families, individuals, and businesses from the unexpected. Since 2001, we have served clients in North Carolina and South Carolina with a client-first approach, combining personalized service and a deep understanding of local risks. Our team of experienced advisors works with multiple insurance carriers to provide competitive pricing and comprehensive coverage options.

We prioritize transparency, accessibility, and community involvement, ensuring clients receive informed guidance through phone, email, or in-person consultations. With a track record of high client retention and referrals, we focus on building lasting relationships by addressing unique insurance needs and offering prompt, reliable support during claims processes.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Commercial Property Insurance
Details
  • Year established: 2001
Highlights and features
  • We offer personalized insurance advice tailored to your unique needs.
  • Our partnerships with multiple carriers ensure competitive pricing and coverage options.
  • We provide dedicated claims assistance to guide you through every step.
  • Our team has over 20 years of experience serving the Charlotte community.
  • We prioritize transparency and no hidden fees in all our services.
What people say
Great service Saved money Well-run Highly recommend Knowledgeable support
Services
Auto Insurance
Auto insurance protects your vehicle and provides liability coverage for accidents, theft, or damage. We offer policies tailored to personal and business needs, including collision, comprehensive, and uninsured motorist coverage. Our advisors help clients in Charlotte, NC, secure affordable rates while ensuring adequate protection for their vehicles and financial assets.
Home Insurance
Home insurance safeguards your residence and belongings against risks like fire, theft, and natural disasters. We provide policies covering property damage, personal liability, and additional living expenses during repairs. Our team ensures homeowners in North and South Carolina receive customized coverage to protect their largest investment with options like flood and umbrella insurance.
Business Insurance
Business insurance protects companies from risks such as liability claims, property damage, and operational disruptions. We offer business owners policies (BOPs), general liability, and workers' compensation insurance. Our solutions cater to industries in Charlotte, ensuring businesses maintain continuity and compliance with tailored risk management strategies.
Life Insurance
Life insurance provides financial protection for your loved ones in the event of your passing. We offer term, whole, and key person life insurance policies to secure your family's future or business stability. Our advisors help clients in North Carolina choose coverage that aligns with their long-term financial goals and estate planning needs.
Commercial Property Insurance
Commercial property insurance covers damage to business-owned buildings, equipment, and inventory from events like fire, vandalism, or storms. We design policies for businesses in South Carolina and Charlotte, ensuring protection against income loss during repairs and compliance with industry-specific risks.
People
Drew Pruitt
President & Senior Client Advisor
Drew Pruitt leads Pruitt Keener Insurance Services with over two decades of experience, focusing on client-centric insurance solutions. He prioritizes personalized service and community engagement, ensuring clients receive tailored coverage and expert guidance for their personal and business needs.
Joe Keener
Vice President & Managing Partner
Joe Keener co-leads the agency, leveraging his expertise in risk management and insurance partnerships. He works closely with clients in Charlotte to secure competitive policies while maintaining a commitment to transparency and long-term client relationships through dedicated support and advisory services.
Anne Pruitt
Senior Client Advisor
Anne Pruitt specializes in personalized insurance planning, assisting clients with home, auto, and life insurance solutions. With extensive knowledge of local risks, she ensures families and businesses in North Carolina receive comprehensive coverage and prompt claims assistance.
Joe Lane
Senior Client Advisor
Joe Lane provides expert insurance advice, focusing on commercial and personal risk management. He supports clients in South Carolina with tailored policies, emphasizing cost-effective solutions and proactive service to address evolving insurance needs.
Justin Pruitt
Client Advisor
Justin Pruitt assists clients in securing insurance coverage, combining industry knowledge with a client-focused approach. He specializes in business insurance and life insurance products, ensuring clients in Charlotte and surrounding areas receive reliable protection aligned with their goals.
Questions
How does Pruitt Keener Insurance Services differ from online insurance providers?
We are a local, independent agency offering personalized service through experienced advisors who live in your community. Unlike online providers, we provide tailored guidance via phone, email, or in-person meetings.
What areas do you serve?
We primarily serve Charlotte, NC, and are licensed to provide insurance solutions across North Carolina and South Carolina.
How can I file a claim with Pruitt Keener Insurance Services?
Contact our office directly at 704-759-1300 or visit our Service Center online to report a claim and receive step-by-step assistance from our team.
Do you offer policy reviews?
Yes, we recommend annual policy reviews to ensure your coverage adapts to life changes. Our advisors provide free consultations to adjust policies as needed.
What insurance discounts are available?
Discounts vary by carrier and policy, but we actively help clients qualify for multi-policy, safety feature, and loyalty discounts to reduce premiums.