Business Details
30 Years
experience
Your Trusted Partner for Insurance Solutions
Established in 1996, GMGS Risk Management & Insurance Services has built a reputation as a trusted independent insurance brokerage serving businesses across Southern California and nationwide. Our focus on risk management, insurance, and surety solutions spans industries including construction, manufacturing, transportation, and technology. We specialize in lowering long-term insurance costs through tailored strategies such as contract reviews, safety training, and claims management.Our team of experienced professionals prioritizes client needs, offering personalized attention and access to top-rated carriers. With a commitment to innovation and a concierge-style client experience, we provide comprehensive protection against unforeseen risks while helping businesses plan for predictable challenges. Licensed in 44 states, we combine local expertise with nationwide service capabilities to meet diverse client needs.
Services
Commercial Property Insurance
Business Auto Insurance
Workers Compensation
General Liability
Surety Bonds
Environmental Insurance
Cyber Liability
Directors & Officers Liability
Product Recall Insurance
Business Interruption
Details
- Year established: 1996
Highlights and features
- 24+ years of experience in risk management and insurance brokerage
- Industry-specific solutions for construction, manufacturing, and transportation sectors
- Proactive risk reduction strategies to lower long-term costs
- Responsive team with personalized client service approach
- Nationwide coverage licensed in 44 states
What people say
Customer service is phenomenal
Extremely responsive and helpful
Best team ever
Impressed with turnaround times
Goes above and beyond
Services
Commercial Property Insurance
Protects business assets against damage from fire, theft, or natural disasters. Covers equipment, inventory, and buildings while offering business interruption protection. Ideal for manufacturers and distributors needing asset security during operational disruptions.
Workers Compensation
Mandatory coverage for employee injuries or illnesses. Includes medical expenses, lost wages, and legal protection. Features risk management tools like safety training and OSHA compliance support to reduce workplace incidents and insurance costs.
Surety Bonds
Provides financial security for construction projects and business obligations. Includes performance, payment, and bid bonds. Serves government contractors and private sector clients requiring assurance against project defaults or non-payment.
General Liability
Covers third-party claims for property damage or bodily injury. Essential for businesses with client interactions or physical operations. Protects against lawsuits and associated legal defense costs from covered incidents.
Cyber Liability
Safeguards against data breaches and cyber attacks. Covers network security failures, customer data protection, and business continuity after cyber incidents. Includes coverage for legal liabilities and notification costs.
People
Steve Mosier
Producer, Principal
Insurance professional with extensive experience in risk management solutions. Focuses on delivering tailored insurance strategies while maintaining client relationships through personalized service and industry expertise.
Griff Griffith
Producer, Principal
Seasoned insurance broker specializing in commercial risk management. Committed to understanding client needs and providing comprehensive coverage options that align with business objectives and industry requirements.
Michael Finn
Producer, Principal
Experienced insurance advisor with deep knowledge of surety bonds and commercial insurance products. Focuses on building long-term client partnerships through reliable service and innovative risk solutions.
Questions
What industries do you specialize in?
We focus on construction, manufacturing, transportation, environmental services, and technology sectors with tailored insurance solutions.
Are you licensed nationwide?
Yes, we're licensed in 44 states to serve businesses with multi-state operations.
What risk management services do you offer?
Our services include safety training, contract reviews, claims management, and OSHA compliance support to reduce insurance costs.
How do you handle claims processing?
We provide dedicated claim specialists who work directly with clients to ensure timely and efficient resolution of insurance claims.
Can you help with surety bond requirements?
Yes, we specialize in performance, payment, and bid bonds for construction projects and government contracts.
