Business Details
Your Trusted Insurance Partner in Half Moon Bay, CA
Kevin O'Brien Insurance Agency has been dedicated to providing personalized insurance solutions for residents and businesses in Half Moon Bay, California. Our team of experienced professionals works tirelessly to help clients navigate the complexities of insurance policies, ensuring they receive coverage tailored to their unique needs. With a deep understanding of various insurance carriers, we prioritize our clients' best interests by comparing policies to find the most competitive rates and comprehensive protection. Our commitment to exceptional customer service is evident in every interaction, whether assisting with auto, home, business, or farm insurance.We pride ourselves on building long-term relationships based on trust, transparency, and a thorough understanding of our clients' evolving insurance requirements. By staying up-to-date with industry trends and regulatory changes, we ensure our clients remain well-informed and adequately protected. Our local presence allows for face-to-face consultations, fostering a community-oriented approach to insurance services. From initial policy selection to claims assistance, we strive to make every step of the insurance process seamless and stress-free for our valued customers.
Services
Auto Insurance
Home Insurance
Business Insurance
Farm Insurance
Motorcycle Insurance
RV Insurance
Renters Insurance
Condominium Insurance
Earthquake Insurance
Personal Umbrella Insurance
Highlights and features
- We offer personalized insurance solutions tailored to individual needs
- Our team provides 24/7 personalized customer support
- We have over 20 years of experience in the insurance industry
- Our local expertise serves Half Moon Bay and San Mateo County
- We guarantee competitive pricing through multiple carrier partnerships
What people say
Responsive and professional
Save me money
Face-to-face service
Thorough policy explanations
Quick claim resolution
Services
Auto Insurance
Our auto insurance policies protect against financial losses from accidents, theft, or vehicle damage. We offer liability coverage, collision protection, and comprehensive plans tailored to individual driving needs. Our experts help clients understand coverage options and select policies that balance protection with affordability.
Home Insurance
Homeowners insurance safeguards against property damage and liability claims. We provide coverage for structural damage, personal belongings, and additional living expenses during repairs. Our policies can be customized with endorsements for earthquakes, floods, or high-value items.
Business Insurance
Business insurance protects against operational risks including property damage, liability claims, and business interruption. We offer BOP policies, workers' compensation, and specialized coverage for equipment, cyber liability, and professional errors.
Farm Insurance
Farm insurance covers agricultural operations against crop loss, equipment damage, and liability claims. Our policies protect farm structures, livestock, and machinery while addressing unique risks associated with farming and ranching activities.
Motorcycle Insurance
Motorcycle insurance provides protection against accidents, theft, and damage. We offer liability coverage, collision protection, and roadside assistance tailored to motorcycle owners. Policies can include coverage for custom parts and accessories.
People
Kevin O'Brien
Owner
With over 20 years in the insurance industry, Kevin specializes in personalized policy solutions. He prioritizes client needs while maintaining community involvement through local initiatives.
Adam Underwood
Agent
Adam assists clients with coverage comparisons and policy selection. He focuses on transparent communication and helping clients understand their insurance options.
Claudia Lopez
Account Manager
Claudia manages client accounts and policy renewals. She ensures smooth communication between clients and carriers while maintaining detailed records of coverage changes.
Melissa Robinson
Customer Service Representative
Melissa handles client inquiries and claims assistance. She provides prompt support for policy questions and coverage adjustments.
Questions
What types of insurance do you offer?
We provide auto, home, business, farm, motorcycle, RV, renters, and condominium insurance policies tailored to individual needs.
Do you serve areas outside Half Moon Bay?
Yes, we serve all of San Mateo County and surrounding areas with personalized insurance solutions.
Can I get a quote online?
While we recommend personalized consultations, our website provides resources to start the quote process for various insurance types.
How do you help find competitive rates?
Our agents compare policies from multiple carriers to find the best coverage at competitive prices for each client's specific needs.
What if I need insurance advice after hours?
We offer appointment scheduling flexibility and return all inquiries promptly to accommodate clients' busy schedules.