Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Wayne Insurance Group has been delivering comprehensive insurance solutions for families, farms, and businesses for over a century. Established through the merger of three legacy mutual insurance companies, our organization combines deep-rooted agricultural heritage with modern risk management expertise. Our network of 140+ independent agents provides tailored coverage across Ohio and Indiana, specializing in homeowners, auto, farm, and commercial insurance programs.As mutual insurers, we prioritize policyholder interests through prompt claims resolution, innovative coverage options like family cyber protection, and community-focused initiatives. Our century-long commitment to financial stability and personalized service remains central to our operations.
Services
Homeowners Insurance
Auto Insurance
Farm Insurance
Commercial Insurance
Umbrella Policy
Rental Property Insurance
Mobile Home Insurance
Identity Theft Protection
Details
- Year established: 1910
Highlights and features
- We offer over 100 years of insurance expertise with three legacy mutual companies
- Our network includes 140+ independent insurance agents across Ohio and Indiana
- We provide specialized coverage including family cyber protection and farm insurance
- Our mutual structure prioritizes policyholder interests over shareholder profits
- We deliver prompt claims resolution with local adjusters and 24/7 agent support
What people say
Prompt efficient
Knowledgeable agents
Reliable coverage
Tailored solutions
Community-focused
Services
Homeowners Insurance
Our homeowners insurance protects primary residences against fire, theft, and natural disasters. Coverage includes dwelling protection, personal property reimbursement, and liability coverage for accidents on your property. Optional endorsements cover earthquakes, water backup, and valuable items like jewelry.
Farm Insurance
Farm insurance covers agricultural properties with tailored protection for dwellings, equipment, and livestock. Policies include liability coverage for farm operations and optional protections for machinery breakdown and crop loss. Available for both operating farms and properties with farm-type structures.
Commercial Insurance
Commercial insurance protects small businesses with property and liability coverage. Policies cover buildings, business personal property, and income loss from covered events. Optional coverages include equipment breakdown, cyber liability, and non-owned vehicle protection for companies with 10 or fewer employees.
Auto Insurance
Auto insurance provides liability and physical damage protection for personal vehicles. Coverage includes collision, comprehensive, uninsured motorist, and optional roadside assistance. Discounts available for safety features, multi-policy bundling, and good student achievements.
Umbrella Policy
Umbrella policies provide additional liability coverage beyond standard insurance limits. Available in $1 million increments up to $5 million, these policies cover bodily injury, property damage, and personal injury claims. Requires underlying property or auto policies with minimum limits.
Questions
What areas does Wayne Insurance Group serve?
We primarily serve Ohio and Indiana through our network of 140+ independent agents.
What types of insurance do you offer?
We provide homeowners, auto, farm, commercial, rental property, and umbrella insurance policies.
Are you a mutual insurance company?
Yes, our three legacy companies operate as mutual insurers focused on policyholder interests.
Do you offer cyber protection coverage?
Yes, we include family cyber protection against identity theft and data breaches.
How do I report a claim?
Contact your local independent agent or call our claims department at 800-222-3873.
Can I get farm insurance without active farming operations?
Yes, we cover properties with farm-type structures even if not actively farmed.
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