For over 70 years, Ludwig & Fawcett, Inc. has been dedicated to providing expert insurance guidance and exceptional customer service to individuals, families, and businesses across Northern and Southern California. Our history dates back to 1952, when our agency was founded by our former president, Bill Fawcett. Today, led by Brady Harrigan, President, and Dave Fawcett, Vice President, we remain committed to our core values of integrity, expertise, and personalized service.
Our Services
At Ludwig & Fawcett, Inc., we offer a wide range of insurance products and services to meet the unique needs of our clients. Our knowledgeable and experienced agents work closely with individuals and businesses to tailor customized insurance solutions that address their specific needs. From personal auto and property insurance to commercial property, business auto, and workers' compensation coverage, we provide expert guidance and support every step of the way.
Personal Lines Insurance
Our personal lines insurance products are designed to protect individuals and families from life's unexpected events. Our experienced agents work closely with clients to assess their unique needs and provide personalized recommendations for auto, home, renters, life, and umbrella coverage. We also offer specialized coverage options, including e-bike and e-scooter coverage, motorcycle insurance, and more.
Commercial Lines Insurance
Our commercial lines insurance products are designed to support the unique needs of businesses of all sizes. Our experienced agents work closely with clients to assess their business risks and develop customized insurance solutions that address their specific needs. Our comprehensive coverage options include general liability, property, professional liability, and workers compensation & employer's liability.
Our Team
At Ludwig & Fawcett, Inc., we pride ourselves on our experienced and knowledgeable team of agents. With an average of over 20 years of industry experience, our staff is dedicated to providing expert guidance and exceptional service to our clients. From our leadership team to our newest agents, our team is committed to excellence and dedicated to helping our clients achieve their goals.
Meet Our Team
Brady Harrigan, President - Brady has been with Ludwig & Fawcett since 1981 and has been a licensed agent since 1984.
Dave Fawcett, Vice President - Dave has worked at Ludwig & Fawcett since 1994 and specializes in commercial insurance.
Victoria Flamenco, Commercial Lines Manager & Office Manager - Victoria has been with Ludwig & Fawcett since 2003 and specializes in commercial insurance.
Judy Fawcett, Homeowners Specialist - Judy has been with Ludwig & Fawcett since 1984 and specializes in personal lines insurance, particularly hard-to-place risks.
Maria Carranza, Personal Lines Agent - Maria has been with Ludwig & Fawcett since 2010 and specializes in personal auto, home, renters, and umbrella insurance.
Kelly Johnson, Personal Lines Agent - Kelly has been with Ludwig & Fawcett since 2004 and specializes in personal auto, renters, and umbrella insurance.
Eloise Vicencio, Commercial Lines - Eloise has been with Ludwig & Fawcett since 2015 and specializes in commercial insurance.
Dave Vasquez, Personal Lines Agent - Dave has been with Ludwig & Fawcett since 2020 and specializes in personal auto, renters, and umbrella insurance.
Molly Harrigan, Personal Lines Agent - Molly has been with Ludwig & Fawcett since 2020 and specializes in personal auto, home, renters, and umbrella insurance.
Contact Us
At Ludwig & Fawcett, Inc., we are committed to providing exceptional customer service and expert guidance to our clients. Whether you are an individual, family, or business, we are here to help. Contact us today to schedule an appointment or learn more about our services.
Broker Performance
The reviews highlight the varying levels of service provided by the insurance brokers at Ludwig & Fawcett. On the positive side, brokers like Molly and Dave Fawcett are praised for their exceptional communication skills, patience, and ability to find policies that meet the clients' needs. They are described as going above and beyond to provide excellent service.
On the negative side, some brokers, like Maria Carranza, are criticized for their lack of knowledge, misinformation, and poor response times. This led to frustration and financial losses for clients.
Communication and Responsiveness
The reviews emphasize the importance of prompt and effective communication in the insurance industry. Clients appreciate brokers who respond quickly to their inquiries and provide clear explanations of their policies. In contrast, delayed responses and unresponsive brokers lead to dissatisfaction and mistrust.
Claims and Coverage
Some clients have had negative experiences with claims and coverage, citing issues with misinformation, delayed responses, and financial losses. In contrast, others have had positive experiences with brokers who guided them through the claims process efficiently and effectively.

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