Business Details
38 Years
experience
Your Trusted Partner for Insurance Solutions in Reno, NV
Since 1988, we have provided personalized insurance solutions to individuals and businesses across Nevada and California. As independent brokers, we prioritize client needs over insurance company interests, offering unbiased guidance through complex coverage options. Our team, led by Dale Ehrgott, LUTCF, specializes in simplifying annuities, bonds, and insurance products with clear explanations and tailored strategies.With access to leading national providers and a commitment to transparency, we focus on building long-term relationships through exceptional service and educational resources. Our online tools and 35+ years of local expertise ensure clients receive protection plans that align with their unique financial goals and life circumstances.
Services
Annuities
Bonds
Insurance
Life Insurance
AD&D Insurance
Dental Savings Plans
Travel Health Insurance
High Limit Disability
Kidnap & Ransom
Accident Only Major Medical
Details
- Year established: 1988
Highlights and features
- 35+ years serving Reno and beyond with expert insurance guidance
- Licensed in Nevada and California for regional expertise
- Independent brokers offering objective, unbiased recommendations
- Access to leading national insurance providers and products
- Personalized solutions tailored to individual client circumstances
What people say
Clear explanations
Personalized solutions
35+ years expertise
No pressure sales
Timely service
Services
Annuities
We offer comprehensive annuity solutions including SPIAs, Fixed, and Indexed Annuities to secure retirement income. Our independent brokerage model provides access to top-rated providers while explaining complex terms in plain English. Clients receive personalized strategies to convert savings into guaranteed lifetime payments or protected growth opportunities.
Surety Bonds
Our surety bond services help businesses meet contractual obligations and licensing requirements. We provide fast verification processes and access to multiple providers for bid bonds, performance bonds, and license & permit bonds. Our local expertise ensures compliance with Nevada and California regulations while maintaining competitive pricing.
Life Insurance
We offer term and permanent life insurance solutions with tax-free death benefits to protect families' financial futures. Our policies help cover mortgages, education costs, and final expenses while offering optional cash value growth. We explain policy differences clearly to help clients choose appropriate coverage amounts and types.
AD&D Insurance
Accidental Death and Dismemberment insurance provides additional financial protection for unexpected accidents. This coverage complements life insurance with benefits for accidental death, limb loss, or permanent injuries. We offer immediate coverage without medical exams and 24/7 worldwide protection.
Travel Insurance
Our travel health insurance provides essential medical protection for international travelers. This coverage fills gaps in domestic policies by offering emergency treatment, hospitalization, and medical evacuation services abroad. We help clients understand policy terms and select appropriate coverage durations for their travel needs.
People
Dale Ehrgott
Owner
Dale Ehrgott, LUTCF, brings 35+ years of insurance expertise to personalized client consultations. He specializes in simplifying complex insurance products and building customized protection plans for Nevada and California residents.
Questions
How do you explain complex insurance terms in a way I'll understand?
We break down complex terms into plain English with no industry jargon. Our independent broker model allows us to provide clear explanations tailored to your specific needs.
What's different about your agency compared to other insurance providers?
As independent brokers, we work for you rather than insurance companies. This means personalized guidance, clear explanations, and solutions that fit your specific needs without sales pressure.
How long does it take to get coverage in place?
Most coverage can be secured within 5-7 business days after finding your perfect fit. We handle the paperwork and guide you through each step of the process.
Do I need both life insurance and AD&D coverage?
Life and AD&D insurance serve different purposes. We'll explain each option's specific benefits to help you decide what combination provides the best protection for your situation.
Can I adjust my insurance coverage over time?
Yes, most insurance types allow coverage adjustments. We'll help you modify life, dental, travel, and AD&D coverage as your needs change over time.
What if I have questions after coverage begins?
We provide ongoing support long after policy activation. Call us anytime with questions, and we'll explain your coverage clearly and thoroughly.
