Pat Richard Insurance

Pat Richard Insurance Agency has been a trusted name in the insurance industry for over 50 years. Founded in 1970, our family-owned and operated business is dedicated to providing personalized service and tailored insurance solutions to our clients. Located in Saratoga, California, we serve clients throughout the state, offering a wide range of insurance products to protect their homes, automobiles, and other assets. Our commitment to excellence and building long-term relationships with our clients sets us apart from other insurance agencies.

Our Services

At Pat Richard Insurance Agency, we understand the importance of having the right insurance coverage. That's why we offer a variety of services designed to meet the unique needs of our clients. From auto insurance for modern vehicles and classic cars to home insurance for homes, condos, and rental properties, we have the expertise to guide you through the process of selecting the best coverage for your situation. Additionally, we offer boat insurance for ski boats to sailboats, motorcycle insurance for cruisers to dirt bikes, and flood insurance for properties in high-risk areas. Whether you're looking to protect your automobile, home, boat, motorcycle, or other assets, we have the knowledge and resources to help you make informed decisions about your insurance needs.

Auto Insurance

California State Law requires that all drivers maintain auto liability insurance. Our team can help you determine the amount and type of insurance you need. We offer various coverage options, including liability, medical payments, uninsured/underinsured motorist, collision, comprehensive, and towing and labor. Whether you're looking for basic liability coverage or comprehensive coverage for your vehicle, we can provide you with personalized quotes and recommendations tailored to your specific needs and budget.

Home Insurance

When it comes to protecting your home, we understand the importance of selecting the right insurance coverage. Our home insurance policies cover homes, condos, townhomes, and rental properties. We can help you determine the appropriate coverage limits and types of coverage you need to ensure your property is adequately protected against risks such as fire, theft, and natural disasters.

Motorcycle Insurance

If you're a motorcycle enthusiast, we can help you find the right insurance coverage for your cruiser, touring, street, dirt bike, or scooter. Our motorcycle insurance policies offer various coverage options, including liability, collision, and comprehensive coverage, to ensure you're protected on the road.

Why Choose Us

At Pat Richard Insurance Agency, we pride ourselves on our commitment to excellence and personalized service. Our team is dedicated to building long-term relationships with our clients by providing them with the best insurance coverage options available. Whether you're looking for auto insurance, home insurance, motorcycle insurance, or any other type of insurance coverage, we're here to help you every step of the way.