Business Details
40 Years
experience
Your Trusted Insurance Partner for Life, Health, and Medicare Supplement Coverage
American Life and Health Group has been a trusted partner for insurance agents since 1986, empowering professionals to deliver comprehensive coverage to individuals and families. As a national insurance marketing company and wholly owned subsidiary of Globe Life Inc., we specialize in life, health, and Medicare Supplement insurance products. Our agents benefit from extensive resources, training, and support designed to foster growth and success. With over 35 years of expertise in Medicare Supplement insurance, we collaborate with premier carriers like United American Insurance Company to provide innovative solutions.Our commitment to agent success drives our mission, ensuring that when our agents thrive, we thrive. We prioritize accessibility, offering tools and events such as the 2025 Live Florida AEP Kickoff Seminars to enhance professional development. Our focus remains on delivering reliable, client-centered insurance products tailored to diverse needs.
Services
Life Insurance
Health Insurance
Medicare Supplement
Final Expense Insurance
Critical Illness Insurance
Cancer Insurance
Accidental Death Coverage
Juvenile Whole Life
Details
- Year established: 1986
Highlights and features
- We offer over 35 years of experience in Medicare Supplement insurance.
- Our team provides extensive resources and training for insurance agents.
- We are a subsidiary of Globe Life Inc., a trusted name in insurance.
- Our agents gain access to industry-leading products like Reserve Fund Annuity.
- We offer tailored insurance solutions for diverse client needs nationwide.
Services
Medicare Supplement
Medicare Supplement insurance helps cover out-of-pocket costs for Medicare beneficiaries. Our plans, offered through trusted carriers, provide financial protection against deductibles and coinsurance. With over 35 years of expertise, we ensure clients receive comprehensive coverage tailored to their healthcare needs.
Reserve Fund Annuity
Reserve Fund Annuity (RFA) assists policyholders in accumulating funds for Medicare expenses. This flexible annuity offers guaranteed interest rates of at least 3%, no withdrawal penalties, and integrates with ProCare Medicare Supplement Plans to enhance financial preparedness.
Final Expense Insurance
Final Expense Insurance provides permanent coverage with benefits ranging from $1,000 to $25,000. Designed for ages 5080, it offers guaranteed premiums, cash value accumulation, and a Terminal Illness Accelerated Benefit Rider for added flexibility and security.
Critical Illness Insurance
Critical Illness Insurance pays a lump sum for covered diagnoses like cancer or heart attack. Available for ages 1864, it complements existing coverage with benefits up to $50,000, ensuring financial support during critical health events.
Cancer Insurance
Cancer Insurance offers a one-time cash benefit of up to $50,000 upon first cancer diagnosis. With simplified underwriting and no tobacco or family history questions, it provides immediate financial relief for treatment and related expenses.
Questions
What insurance products does American Life and Health Group offer?
We offer Medicare Supplement insurance, Reserve Fund Annuity, Final Expense Insurance, Critical Illness Insurance, Cancer Insurance, Accidental Death Coverage, and Juvenile Whole Life policies.
How does ALHG support insurance agents?
We provide agents with resources, training, tools, and events like the 2025 Live Florida AEP Kickoff Seminars to enhance their success and client outreach.
Are medical exams required for your policies?
Most policies, like Final Expense and Juvenile Whole Life, do not require physical exams, though some health questions may apply for eligibility.
What is the Reserve Fund Annuity?
The Reserve Fund Annuity (RFA) is a flexible, premium-deferred annuity with guaranteed interest rates of at least 3%, designed to help cover Medicare deductibles without withdrawal penalties.
Is American Life and Health Group part of a larger company?
Yes, we are a wholly owned subsidiary of Globe Life Inc., a leader in the insurance industry with a strong national presence.