Business Details
37 Years
experience
Trusted Medicare Insurance Solutions in Idaho
Founded in 1989, Insurance Specialists Group has dedicated itself to guiding individuals through the complexities of Medicare insurance planning. Our team of licensed independent agents prioritizes personalized solutions, ensuring clients secure plans tailored to their unique healthcare needs and financial circumstances. With decades of combined experience, we offer in-depth analysis of insurance options, assistance with enrollment, and ongoing support to navigate out-of-pocket costs. Our commitment to transparency and client education eliminates the stress associated with selecting Medicare plans, while our partnerships with over 20 carriers allow us to provide competitive rate comparisons.Recognized for our community-focused approach, we extend our expertise to employer group plans, individual health insurance, dental, life, and accident coverage. Our success is reflected in client testimonials praising our attentive service, cost-saving strategies, and dedication to simplifying insurance for retirees and working professionals alike. Headquartered in Idaho, we serve clients across multiple states, upholding values of trust and integrity established by our founders.
Services
Medicare Insurance
Employer Group Plans
Individual Health
Dental Insurance
Life Insurance
Accident Insurance
Retirement Planning
Medicare Supplement
Prescription Coverage
Enrollment Assistance
Details
- Year established: 1989
Highlights and features
- We offer free, no-obligation Medicare plan consultations with licensed experts.
- Our team analyzes 20+ carriers to find personalized, cost-effective insurance solutions.
- Decades of experience in simplifying complex Medicare enrollment and coverage decisions.
- Clients save thousands annually through our tailored insurance recommendations.
- Ongoing support for managing out-of-pocket costs and policy adjustments.
What people say
Saved us thousands
Exceptional insurance broker
Attentive and responsive
Trusted guidance
Highly recommend
Services
Medicare Insurance
We specialize in Medicare insurance planning, helping clients navigate Part A, B, C, and D options. Our licensed agents analyze individual healthcare needs and budgets to recommend plans covering hospital care, prescriptions, and supplemental benefits. With partnerships across 20+ carriers, we ensure competitive rates and comprehensive support from enrollment through policy management.
Employer Group Plans
Our team assists businesses in selecting cost-effective group health insurance plans for employees. We evaluate coverage options, negotiate premiums, and provide tailored solutions that balance employer budgets with employee needs. This service includes plan comparisons, enrollment coordination, and ongoing support for HR teams managing workplace insurance benefits.
Life Insurance
We offer term and whole life insurance solutions to safeguard families' financial futures. Our agents explain policy differences, help determine appropriate coverage amounts, and connect clients with carriers offering competitive rates. This service includes application assistance, premium comparisons, and guidance on policy features like cash value accumulation and death benefit structures.
Dental Insurance
Our dental insurance service helps clients find affordable coverage for preventive and restorative care. We compare plans with varying premiums, deductibles, and coverage limits to match individual or family needs. This includes assistance understanding benefits like routine cleanings, major procedures, and out-of-pocket maximums across multiple carrier networks.
Accident Insurance
We provide accident insurance plans that cover unexpected medical expenses from injuries like fractures or dislocations. These policies supplement primary health insurance by addressing emergency room fees, ambulance costs, and other out-of-pocket expenses. Our agents explain coverage terms, help select appropriate benefit levels, and facilitate enrollment with reliable carriers.
People
Michelle Sandoz
Independent Agent / Owner
Licensed agent since 1998 with expertise in personalized health insurance solutions. Focuses on quality, affordable coverage while maintaining professional association memberships. Active in Idaho community and outdoor activities.
Emily Schow
Agency Manager
Over 5 years managing agency operations with client-focused problem-solving. Resides in Wood River Valley, passionate about outdoor adventures like hiking and biking while supporting clients' insurance needs.
James Lofthus
Independent Medicare Agent
Licensed Medicare specialist with Idaho roots, helping clients find optimal coverage. Volunteer adaptive ski instructor for 29+ years, balancing community service with insurance expertise in Boise.
Brandi Popke
Client Support
Provides administrative support with client-centric focus, relocated to Hailey four years ago. Enthusiastic sports mom supporting children's athletic activities while assisting insurance processes.
Don Mathern
Founder
Co-founded agency in 1989 with national insurance leadership experience. Advocated for industry standards through Idaho Health Underwriters and Capital Conference involvement before retiring from active operations.
Questions
Is your Medicare consultation service really free?
Yes, our Medicare consultations are completely free with no obligations. We earn commissions from insurance companies when clients enroll through our recommendations, at no additional cost to you.
How do you help clients choose Medicare plans?
We analyze your healthcare needs, prescription requirements, and budget to compare plans from 20+ carriers, explaining coverage differences and recommending optimal options.
Do you offer employer group insurance solutions?
Yes, we help businesses select and implement group health insurance plans, comparing multiple carriers to find cost-effective options that meet employee needs and employer budgets.
What insurance products do you specialize in?
We specialize in Medicare insurance, employer group plans, individual health, dental, life, accident coverage, and retirement planning solutions tailored to Idaho residents.
Can you help with Medicare enrollment processes?
Yes, we guide clients through Medicare enrollment steps, explain deadlines to avoid penalties, and assist with plan selection and application submission.
Are your insurance recommendations unbiased?
We represent 20+ carriers but only recommend plans that genuinely match client needs, prioritizing transparency and avoiding conflicts of interest in our advice.
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