Big Lou Insurance

TermProvider | The Home of Big Lou is a national Life Insurance Brokerage firm based in Fort Walton Beach, Florida. Founded in the early 1980s, we are one of the largest life insurance brokerages in the nation. We solicit term and permanent life insurance, annuities, and long-term care products through nationwide advertisements.

TermProvider is a leader in the "Impaired Risk" life insurance market. We specialize in serving clients with serious health issues such as cardiac problems, diabetes, and cancer. We understand the challenges that come with finding coverage for these conditions and are dedicated to providing the best possible rates for our clients.

Our Customer Service is the finest in the insurance industry. We take pride in knowing that our clients keep returning to us for advice. Our niche market includes upscale, affluent customers who have serious insurance needs. Our Company is composed of financial professionals who offer high quality insurance and financial products and services to the individual and business marketplace.

Meet the Team

Who is Big Lou? Big Lou is the Brand Name used in advertising created by TermProvider in 2011. Big Lou is an every person idea, meaning, that he is just like most of our clients in that he needs Life Insurance and has a few health glitches. Many people find it difficult to navigate the Life Insurance marketplace if they are overweight, have diabetes, or other health issues. Big Lou's mission is to make the process as simple and understandable as possible.

Big Lou aims to educate our clients on what goes on behind the scenes during the Life Insurance process to help them understand what is required and in the end find the best rate possible. A quote is just a quote until a policy is in your hand, and any agent can look at a computer program and give you a potential number. Big Lou aims to get you the right price the first time so there are no surprises when the policy is approved.

Big Lou doesn't ask for money up front and no payment is required until you get a policy you are happy with. If you want to shop around, we encourage you to do so, and will give you our exam which can be used with any other broker or insurance company in the country. We are confident that we will get the best rate at the end of the day. Ask your broker if he will give us a copy of his or her exam so we can compete with them. They will not agree to do that. Upfront. Honest. Dependable People. That is who you find at TermProvider | The Home of Big Lou.

Services Offered

TermProvider | The Home of Big Lou offers a wide range of life insurance products including term life insurance, universal life insurance, whole life insurance, and guaranteed issue life insurance. We also offer living benefits insurance and term layering. Our team of financial professionals will work with you to determine the best policy for your needs and budget.

We understand that each client is unique and has different insurance needs. Whether you are looking for a term life insurance policy, a universal life insurance policy, or a whole life insurance policy, we can help you find the best rate possible. Our team will work closely with you to understand your health profile, driving history, and prescription history to ensure that we find the best policy for you.

In addition to our life insurance products, we also offer long-term care products and annuities. Our team can help you navigate the complex world of insurance and financial products to ensure that you have the coverage you need for the future.

At TermProvider | The Home of Big Lou, we are dedicated to providing our clients with the best possible rates and the highest level of customer service. We understand that finding the right life insurance policy can be challenging, especially if you have serious health issues. Our team of financial professionals are here to help you navigate the process and find the best policy for your needs and budget.