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Business Details
Your Trusted Montana Insurance Partner
Sapphire Mountain Insurance is an independently owned, locally operated agency dedicated to providing personalized insurance solutions for individuals and businesses. We prioritize client education to ensure a thorough understanding of policy coverage, limits, and protections for families, assets, and livelihoods. Our team offers tailored insurance packages for homes, vehicles, recreational assets, life insurance, Medicare plans, and commercial needs. We serve clients across Montana with a focus on Missoula, Butte, the Bitterroot, and Flathead Valleys.

Our services include policy reviews, proactive updates on coverage enhancements, and ongoing support via phone, email, or in-person appointments. We represent multiple carriers to provide comprehensive coverage options while maintaining a commitment to accessible, client-focused service. Our agents bring decades of combined experience in insurance and financial services, ensuring clients receive informed guidance and reliable protection throughout all life stages.
Services
Home Insurance Recreational Insurance Medicare Plans Life Insurance Auto Insurance Business Insurance
Highlights and features
  • We offer independent agency representation with access to multiple carriers.
  • Our team provides personalized service tailored to individual and business needs.
  • We focus on client education about policy coverage and protection strategies.
  • Ongoing policy reviews adapt to life changes and coverage enhancements.
  • Locally operated with deep knowledge of Montana's insurance requirements.
Services
Home Insurance
Protect your primary, secondary, or rental property with customized home insurance packages. We offer coverage for homeowners, renters, and landlords across Montana. Our policies adapt to your specific needs, ensuring protection against common risks while accommodating unique property requirements.
Medicare Plans
Navigate Medicare options with expert guidance on Original Medicare, Part C, Supplement plans, and prescription coverage. We help Montana residents understand gaps in standard Medicare coverage, including dental, vision, and short-term care options. Our licensed agents provide personalized comparisons for Missoula County and beyond.
Business Insurance
Secure comprehensive protection for your Montana business with tailored commercial insurance solutions. We offer general liability, professional liability, commercial auto, and lessor's risk coverage. Our approach prioritizes timely service and policy adjustments as your business evolves, ensuring continuous protection aligned with operational changes.
Life Insurance
Obtain affordable term and whole life insurance policies designed to protect your family's financial future. We provide straightforward consultations to determine appropriate coverage levels, addressing common concerns about policy costs while ensuring adequate protection for dependents and estate planning needs.
Recreational Insurance
Protect your recreational investments including motorhomes, boats, ATVs, motorcycles, and snowmobiles. We offer specialized policies covering both vehicles and accessories across Montana's diverse terrain. Our coverage extends to seasonal usage patterns and unique risks associated with outdoor recreational activities.
People
Kendra Johnston Rebish
Insurance Agent/Agency Owner
Montana native with 20+ years in insurance and financial services. Graduated from University of Montana with Business Administration degree. Focuses on superior coverage and personalized service. Active in local community and outdoor enthusiast.
Tracey Rebish
Insurance Agent
Montana native with psychology background and 30 years in RV industry. Transitioned to insurance to complement family business. Specializes in connecting with clients personally. Shares passion for outdoor activities with clients.
Questions
What areas do you serve?
We primarily serve Missoula, Butte, the Bitterroot, and Flathead Valleys in Montana, with insurance products available statewide.
What types of insurance do you offer?
We provide home, auto, life, Medicare, recreational vehicle, and business insurance solutions tailored to Montana residents and businesses.
How do you personalize insurance policies?
We conduct detailed consultations to understand your specific needs, then review multiple carrier options to create customized coverage plans that evolve with your changing circumstances.
Are you affiliated with specific insurance carriers?
As an independent agency, we represent multiple carriers to provide diverse coverage options rather than being limited to a single provider's offerings.
Do you offer Medicare plan comparisons?
Yes, we provide detailed comparisons of Original Medicare, Part C options, Supplement plans, and prescription coverage for Missoula County residents.