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Trusted Arkansas Insurance Solutions
Heffington Insurance is independently owned and locally operated to handle your insurance needs. Based in Ozark, we proudly serve the insurance needs of Ozark and all of Arkansas. We help you find the right auto, home, life, and commercial insurance to meet your personal needs. As independent agents, we research rates and coverage from top insurance companies to find the best insurance rates and plans for you. We do the insurance shopping and comparing for you to save you time and money.

We provide free, no-hassle, and no-obligation insurance quotes to help you make informed decisions. Our experienced staff tailors packages to protect your business and give you peace of mind. We are committed to tailoring insurance coverage to our customers' needs while maintaining a long-term relationship built on trust and professional service.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Health Insurance Commercial Insurance Renters Insurance Boat Insurance
Highlights and features
  • We are independent agents comparing rates from top insurance carriers
  • Our team has decades of combined experience serving Arkansas communities
  • We provide free, no-obligation insurance quotes tailored to your needs
  • Our agents hold advanced professional insurance certifications
  • We focus on long-term relationships over transactional sales
Associations and certifications
  • Certified Insurance Counselor
  • Life Underwriting Counsel Fellow
Services
Auto Insurance
We create customized auto insurance plans tailored to your vehicle and driving needs. Our policies include collision and comprehensive coverage, liability protection, road trouble service, and lease/loan gap coverage. With access to multiple carriers, we help Arkansas drivers find affordable rates while ensuring adequate protection for their vehicles.
Home Insurance
Our homeowners insurance protects your largest investment with coverage for your dwelling, personal property, and additional living expenses during claims. We also offer condo owners and renters insurance with liability protection. Our agents help Arkansas residents create policies that safeguard their homes against common risks while meeting specific financial needs.
Life Insurance
We provide life insurance solutions to protect your family's financial future, including term and permanent policies. Our experts help determine appropriate coverage amounts based on your family's needs and financial obligations. We address common concerns about affordability and help clients understand how life insurance fits into their overall financial planning.
Business Insurance
We offer tailored commercial insurance packages for Arkansas businesses, including property insurance, general liability, workers' compensation, and commercial auto coverage. Our agents understand unique business risks across industries and create comprehensive protection plans that give business owners peace of mind while focusing on operations.
People
Rex Heffington
Agent
Certified Insurance Counselor with over 35 years of Ozarks insurance experience. Holds Life Underwriting Counsel Fellow designation and serves as Franklin County Justice of the Peace.
Julia Hudson
Agent
Media Communication graduate from University of Arkansas Fort Smith with insurance experience since 2016. Provides modern insurance solutions while maintaining personal client relationships.
William Heffington
Agent
Former oil and gas industry professional turned insurance agent since 2013. Applies risk management expertise to help clients protect their personal and business assets.
Alisha Latham
Agent
Experienced insurance professional dedicated to finding clients optimal coverage solutions. Combines technical knowledge with personalized service to meet diverse insurance needs.
Questions
What types of insurance do you offer?
We offer auto, home, life, business, health, commercial, renters, and boat insurance policies tailored to Arkansas residents and businesses.
How do you find competitive insurance rates?
As independent agents, we compare rates and coverage options from multiple top-rated insurance carriers to find the best value for your specific needs.
Do you serve businesses outside Ozark?
Yes, we serve businesses throughout Arkansas with commercial insurance solutions customized to different industries and operational risks.
Can I get insurance coverage without an in-person meeting?
Yes, we offer online quote requests and phone consultations to help you obtain coverage without visiting our office in person.
What makes your agency different from direct insurers?
We're locally owned and operate as independent agents, giving you access to multiple insurance carriers while maintaining personalized service and community knowledge.
How do I file a claim with your agency?
Contact our Ozark office directly at 479-667-1260 and our team will guide you through the claims process with your insurance carrier.