Business Details
50+ Years
experience
Emergency
services
Your Trusted Partner for Comprehensive Insurance Solutions
Sterling Risk has been a trusted leader in insurance brokerage and risk management services since 1932, delivering tailored solutions to businesses and individuals nationwide. Our consultative approach combines over 90 years of industry expertise with a deep understanding of client-specific risks across diverse sectors. We prioritize proactive loss control, dedicated claims advocacy, and strategic carrier relationships to minimize costs while maximizing coverage.With a team of seasoned professionals and a commitment to innovation, we empower clients to navigate complex insurance landscapes with confidence. Our reputation for integrity, transparency, and client-centric service has solidified our position as a top-ranked national broker, serving industries ranging from construction and aviation to healthcare and real estate.
Services
Commercial Property Insurance
Cyber Insurance
Employee Benefits
Captive Insurance
International Insurance
Risk Management
Surety Bonds
Trade Credit Insurance
Small Business Insurance
Construction Insurance
Details
- Year established: 1932
Highlights and features
- We offer over 90 years of experience in insurance brokerage and risk management.
- Our team provides industry-specific expertise for tailored insurance programs.
- We implement proactive loss control strategies to reduce insurance costs.
- Dedicated 24/7 claims advocacy ensures maximum recovery for clients.
- Strategic carrier relationships secure competitive pricing and comprehensive coverage.
Associations and certifications
- Great Place to Work
What people say
Superb customer service
Dedicated claims team
Saved time and money
Industry-specific expertise
Proactive risk management
Services
Commercial Property & Casualty Insurance
Sterling Risk provides comprehensive commercial property and liability coverage tailored to industry-specific risks. Our consultative approach includes risk analysis, benchmarking, and proactive loss control strategies. We leverage relationships with top carriers to secure competitive pricing while ensuring robust protection against property damage, liability claims, and business interruption.
Cyber Insurance
Our cyber insurance solutions address evolving digital threats through risk assessment, breach response planning, and coverage optimization. We help businesses implement cybersecurity best practices while securing policies that cover data breaches, ransomware attacks, and regulatory penalties. A dedicated 24/7 response team ensures rapid incident resolution and maximum policy recovery.
Employee Benefits Consulting
Sterling Risk designs cost-effective employee benefits programs aligned with business goals. Services include health plan analysis, compliance management, and voluntary benefits implementation. Our team streamlines claims processing, provides educational resources, and ensures regulatory compliance through SSAE 16-certified data security protocols.
Captive Insurance Programs
We help businesses establish group captives to gain control over insurance costs and risk management. Our programs offer lower expenses, enhanced profitability through risk-sharing, and customized coverage solutions. With expertise in 35+ group captives, we serve industries like construction, manufacturing, and real estate through strategic risk transfer models.
International Insurance
Sterling Risk provides multinational risk solutions through partnerships with RiskProNet and JLT International. Our global network offers localized expertise across 135 countries, ensuring seamless coverage for property, liability, and employee benefits. We coordinate international programs while maintaining domestic service standards through dedicated client advocacy teams.
People
David Sterling
Chief Executive Officer
David Sterling has led Sterling Risk since 1978, leveraging his risk management expertise to grow the company into a top national broker. He focuses on strategic growth and maintaining client-centric values established by the founding family.
Marci Waterman
Chief Operating Officer
Marci Waterman oversees operations with a legal background in insurance regulation. She ensures compliance and efficiency across all departments while maintaining the company's commitment to exceptional client service.
John Beres
Chief Business Officer
John Beres directs client services and business development, building service teams that coordinate client communications and deliverables. With 25+ years in insurance, he specializes in commercial risk solutions.
Maryalice Nazaretian
President, Employee Benefits
Maryalice Nazaretian leads employee benefits with 28 years of experience. She advises clients on healthcare reform compliance and designs cost-effective benefits programs while managing regulatory requirements.
Josh Weisberg
Chief Risk Officer
Josh Weisberg oversees risk management strategies, applying legal expertise to insurance coverage and claims advocacy. He joined Sterling Risk after a decade of representing insurers in complex coverage disputes.
Questions
What industries does SterlingRisk specialize in?
We focus on aviation, construction, real estate, environmental services, financial services, food distribution, manufacturing, professional services, and retail industries.
How does SterlingRisk reduce insurance costs?
Through risk analysis, benchmarking, proactive loss control, and strategic carrier negotiations to optimize coverage and minimize premiums.
Do you offer 24/7 claims support?
Yes, our dedicated claims team provides 24/7 advocacy to resolve claims efficiently and maximize recoveries.
Can you help with employee benefits compliance?
Our SSAE 16-certified team ensures compliance with healthcare reform regulations and manages ERISA, COBRA, and FMLA requirements.
What are captive insurance programs?
Captive programs let businesses control insurance costs through risk-sharing structures that reward effective risk management practices.
Do you provide international insurance coverage?
Yes, through global partnerships with RiskProNet and JLT International, we offer coverage in 135+ countries.
Videos
