Business Details
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Your Trusted Insurance Partner in San Diego
As a locally owned and operated insurance agency in San Diego, CA, Axelrod Insurance Services is dedicated to providing quality insurance products for individuals and businesses. Our team of insurance professionals brings years of collective industry experience to crafting personalized policies that address both personal and commercial risk management needs. We prioritize one-on-one client relationships, combining deep product knowledge with exceptional service to develop tailored insurance solutions. As an independent agency, we offer access to 200+ approved providers while maintaining a focus on local market expertise and long-term client partnerships. 
Services
Business Insurance
Home Insurance
Auto Insurance
Life Insurance
Commercial Umbrella
Workers Compensation
Group Benefits
Disability Insurance
Personal Umbrella
Identity Theft Protection
Highlights and features
- We offer 40+ years of combined industry experience in risk management
- Our team serves 11,000+ clients across 100+ industries
- We provide access to 200+ approved insurance providers
- Our staff delivers personalized service through one-on-one consultations
- We maintain 24/7 customer support for emergency assistance
What people say
Unparalleled superior level of service
Best customer service experienced
Easiest Insurance company to work with
Outstanding services provided
Superior expertise demonstrated
Services
Business Owners Policy
Our Business Owners Policy combines property, liability, and crime coverage into customized packages for small to mid-sized businesses. This comprehensive solution protects against premises liability, business income loss, and inventory damage while offering cost savings through bundled coverage. Our specialists help determine eligibility and tailor policies to specific industry risks.
Commercial Auto Insurance
We provide commercial auto policies covering bodily injury, collision, and uninsured motorist scenarios for business fleets. Our coverage includes specialized options like Bailee Coverage for transported goods and GAP protection. Our team creates customized policies that address vehicle, cargo, and driver protection needs for businesses of all sizes.
Commercial Umbrella Insurance
Our Commercial Umbrella policies offer additional liability protection beyond standard policy limits. This coverage safeguards businesses against major lawsuits from accidents, product defects, or employment practices claims. We help determine appropriate coverage levels to protect business assets and operations from catastrophic financial events.
Workers Compensation
We offer workers' compensation policies that cover medical expenses and lost wages for work-related injuries. Our solutions help businesses comply with legal requirements while protecting against potential lawsuits from workplace accidents. Our specialists provide guidance on coverage options that balance employee protection with business needs.
Identity Theft Protection
Our Identity Theft protection service covers expenses related to restoring stolen identities, including legal fees and lost income reimbursement. The policy includes 24/7 expert assistance for credit bureau notifications and document replacement. We provide comprehensive support to resolve identity fraud incidents efficiently.
People
Raad Khalaf
President
With decades of insurance industry experience, Raad Khalaf leads Axelrod Insurance Services as President. He specializes in commercial risk management and has built strong relationships with 200+ insurance providers to deliver optimal client solutions.
Haydeh Saadatyazdi
Vice President
As Vice President, Haydeh Saadatyazdi oversees client relations and policy development. With extensive experience in personal and commercial insurance, she focuses on creating customized protection plans that address specific client needs and risk profiles.
Melissa Somo
Senior Account Manager
Melissa Somo manages client accounts with expertise in insurance product knowledge and customer service. She works closely with businesses and individuals to ensure comprehensive coverage solutions while maintaining the agency's commitment to personalized service.
Questions
What types of insurance does Axelrod Insurance Services offer?
We provide personal insurance (auto, home, life), commercial insurance (BOP, umbrella, liability), and employee benefit solutions. Our specialists tailor coverage to individual and business needs across multiple industries.
How can I get an insurance quote?
Request a quote through our website or contact our San Diego office directly. Our team will discuss your specific needs and provide customized policy options within one business day.
Do you serve areas outside San Diego?
While based in San Diego, we serve clients throughout Southern California including Chula Vista, La Jolla, Escondido, El Cajon, and Riverside with both personal and commercial insurance solutions.
Is 24/7 support available for policyholders?
Yes, our 24-Hour Customer Service provides round-the-clock assistance for claims, billing, and emergency situations through our partnership with Allied Insurance's On Your Side service center.
Can I manage my policies online?
Yes, our secure customer portal allows policyholders to access documents, review coverage details, and manage account information anytime through our password-protected online system.
