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Your Trusted Insurance Partner in Farmington, NM
Woods Insurance Service has been a trusted independent insurance agency since 1926, serving clients across New Mexico, Colorado, Oklahoma, and beyond. Founded in Farmington, New Mexico, by E.P. and L.P. Woods, the agency has grown to become one of the largest regional insurance providers through a commitment to personalized service and comprehensive coverage. With decades of combined experience, our team of licensed professionals works with multiple top-rated insurance carriers to deliver tailored solutions for personal, commercial, and health insurance needs.

We prioritize client relationships, offering 24/7 support for claims assistance, policy adjustments, and coverage expansion. Our expertise in risk management, coupled with advanced technology tools, ensures clients receive optimal protection at competitive rates. Recognized for our ethical practices and community focus, we continue to uphold the legacy of integrity established by our founders nearly a century ago.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Health Insurance Commercial Auto Commercial Property Workers' Comp Cyber Liability Umbrella Insurance
Details
  • Year established: 1926
Highlights and features
  • We work with multiple top-rated insurance carriers for comprehensive coverage options
  • Our team includes producers with over 50 years of combined industry experience
  • 24/7 customer support for claims assistance and policy management
  • We've protected clients since 1926 with proven risk management expertise
  • Licensed to serve clients in 25+ states with tailored insurance solutions
Associations and certifications
  • Trusted Choice
What people say
Truly cares about clients Second to none Fight for clients Excellent service Personalized attention
Services
Auto Insurance
Our auto insurance policies protect against financial losses from vehicle damage, theft, or accidents. Coverage includes liability protection, collision and comprehensive coverage, and uninsured motorist protection. We help clients navigate state-specific requirements while finding cost-effective solutions that protect both drivers and their investments in vehicles.
Home Insurance
Home insurance policies cover property damage from fire, theft, and natural disasters while providing liability protection for homeowner responsibilities. We offer customizable coverage options for homeowners, renters, landlords, and condo owners, including additional protections for valuable possessions and living expense reimbursement during repairs.
Business Insurance
Business insurance protects companies from financial risks including property damage, liability claims, and operational disruptions. Our solutions cover commercial property, liability, workers' compensation, cyber liability, and specialized industry needs. We help businesses create comprehensive risk management strategies tailored to their specific operations.
Life Insurance
Life insurance provides financial security for beneficiaries through death benefit payouts. We offer term, whole, and universal life policies that adapt to changing life circumstances. Our solutions help clients protect families, support business continuity, and create legacy planning strategies with tax-advantaged benefits.
Health Insurance
Health insurance plans cover medical expenses including doctor visits, hospital stays, and prescription medications. We provide options for individual, family, and group plans with varying levels of coverage. Our advisors help clients understand policy details like deductibles, co-pays, and network providers to find optimal healthcare solutions.
People
Lyle Love
Owner & President
With over 20 years in the insurance industry, Lyle Love leads Woods Insurance Service with a focus on client relationships and community service. He joined the agency in 2003 and became owner in 2018, continuing its legacy of personalized insurance solutions while expanding technological capabilities.
Tye Bell
General Manager
Tye Bell brings 15 years of insurance expertise to Woods Insurance Service, specializing in commercial and personal lines. As General Manager, he ensures operational excellence while maintaining direct client relationships, combining strategic leadership with hands-on customer service.
Ryan Maley
Insurance Producer
Ryan Maley serves as a dedicated insurance producer in the Cortez office, focusing on personalized coverage solutions. With deep local market knowledge, he helps clients navigate insurance needs while leveraging the agency's multiple carrier partnerships for optimal results.
Deandra Wiggins
Health & Life Director
Deandra Wiggins leads health and life insurance services with 12 years of specialized experience. She helps clients protect their families and businesses through tailored life insurance and employee benefit programs, emphasizing long-term financial security.
Jet Adair
Commercial Account Manager
Jet Adair specializes in commercial insurance solutions from the Weatherford office. With expertise in business risk management, he develops customized protection strategies for companies across multiple industries, focusing on comprehensive coverage and claims advocacy.
Questions
What types of insurance does Woods Insurance Service offer?
We provide auto, home, business, life, health, commercial auto, workers' compensation, cyber liability, and umbrella insurance, along with specialized coverage options tailored to specific needs.
How can I get an insurance quote?
Request a free quote online through our website, call any of our offices directly, or visit one of our locations in Farmington, Cortez, Hobbs, or Weatherford for in-person assistance.
Are you available for emergency claims assistance?
Yes, we offer 24/7 claims support with dedicated emergency contact options available to policyholders needing immediate assistance outside regular business hours.
Do you serve clients outside New Mexico?
We're licensed to serve clients in over 25 states including Colorado, Oklahoma, Texas, Arizona, and California, with customized insurance solutions for both personal and business needs.
How do you help clients choose the right coverage?
Our experienced agents analyze your specific needs, risk factors, and budget to recommend personalized insurance packages from multiple carriers, ensuring optimal protection at competitive rates.
What makes Woods Insurance different from other agencies?
With nearly a century of experience, we combine local expertise with nationwide resources, offering independent agent flexibility while maintaining strong carrier relationships for superior claims advocacy.