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24 Years
experience
Your Trusted Insurance Partner in Missouri & Arkansas
Ozark Hills Insurance has been dedicated to providing comprehensive insurance solutions since 2002, with a customer-first philosophy that prioritizes personalized service and community involvement. Our team of experienced agents represents multiple top-tier insurance companies, offering tailored coverage options for personal, business, and employee benefit needs. We pride ourselves on delivering industry-leading customer service, advocating for clients during claims, and maintaining a deep understanding of local market risks.

With three office locations across Missouri and Arkansas, we combine hometown service with access to over 30 carrier options and 75+ coverage solutions. Our commitment to transparency, affordability, and ethical practices has earned us a reputation as a trusted advisor in risk management and insurance solutions.
Services
Home Insurance Auto Insurance Business Insurance Drought Insurance Employee Benefits Farm Insurance Life Insurance Health Insurance Workers Compensation Commercial Umbrella
Details
  • Year established: 2002
Highlights and features
  • We offer free insurance consultations to all clients
  • Our team advocates on your behalf during claims processes
  • We represent 30+ top insurance carriers for maximum choice
  • Our agents have 18+ years of combined industry experience
  • We maintain a customer-first philosophy established in 2002
What people say
Best home quote Great personal service Save you money Great rates Team works well
Services
Home Insurance
Protect your most valuable asset with customized home insurance policies that cover fire damage, personal property loss, liability claims, and additional living expenses. Our policies address unique risks like flood coverage, valuable possessions, and umbrella liability, ensuring comprehensive protection for Missouri and Arkansas homeowners.
Business Insurance
Safeguard your company with tailored business insurance solutions including general liability, workers compensation, commercial auto, and umbrella policies. We help Missouri and Arkansas businesses manage risks from property damage, liability claims, and operational disruptions while ensuring compliance with state regulations.
Drought Insurance
Mitigate agricultural losses through USDA-approved drought insurance programs for pasture, rangeland, and forage production. Our specialists help Missouri and Arkansas farmers secure rainfall index-based coverage with government subsidies, protecting against revenue losses from reduced precipitation.
Employee Benefits
Attract and retain talent with comprehensive employee benefit packages including group health, dental, vision, life, and disability insurance. We help Missouri and Arkansas employers navigate ACA compliance while finding cost-effective solutions that meet workforce needs.
Auto Insurance
Secure personalized auto insurance policies for Missouri and Arkansas drivers with options for liability, collision, comprehensive, and uninsured motorist coverage. We offer competitive rates for personal vehicles, commercial fleets, and employer non-owned car liability protection.
People
David Hall
Owner
With over 18 years leading Ozark Hills Insurance, David Hall established our customer-first philosophy and expanded our services across Missouri and Arkansas while maintaining hometown values.
Jared Underwood
President
Jared Underwood oversees daily operations and strategic growth, leveraging his 15+ years of insurance experience to ensure our clients receive innovative solutions and exceptional service.
Tina Cline
Chief Operating Officer
As CISR-certified COO, Tina Cline manages our 15+ advisors and three office locations, ensuring efficient service delivery while maintaining our commitment to community involvement.
Mary A. Pierce
Insurance Agent
CRIS, CIC, CRM-certified agent Mary A. Pierce specializes in complex risk management solutions, helping Missouri clients protect their personal and business assets since 2002.
Charles Gale
Insurance Agent
Mountain Home, AR-based agent Charles Gale provides personalized insurance solutions to Arkansas clients, drawing on 10+ years of experience in both personal and commercial insurance.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life), business insurance (commercial auto, liability, workers comp), employee benefits (group health, dental), and specialized coverage like drought insurance for Missouri and Arkansas clients.
Are you truly independent?
Yes, as an independent agency we represent 30+ top insurance carriers, allowing us to objectively recommend policies that best meet your needs rather than pushing specific company products.
How do you help with claims?
Our team advocates for you during claims processes, leveraging our relationships with carriers to ensure timely, fair resolutions while providing personalized support throughout the experience.
Do you offer free consultations?
Yes, we provide complimentary insurance consultations to help Missouri and Arkansas residents and businesses evaluate their coverage needs and identify potential cost savings opportunities.
What areas do you serve?
We primarily serve Missouri and Arkansas with three office locations in West Plains, MO (headquarters) and Mountain Home, AR, providing coverage solutions tailored to local risks and needs.
How can I get a quote?
Request a free quote online through our website or contact our West Plains, MO (800-303-7736) or Mountain Home, AR (870-425-4444) offices to speak with a licensed insurance advisor.