Business Details
50+ Years
experience
Your Trusted Insurance Partner in Mercedes, TX
Since 1935, McAfee Insurance Agency has provided personalized insurance solutions to clients in the Rio Grande Valley and surrounding areas. Our agency specializes in commercial and personal insurance, contract bond services, and life/health insurance products, tailored to meet evolving client needs. Led by brothers Robert Garza and Richard Garza, we maintain a tradition of treating clients like family while leveraging deep local industry knowledge in retail, wholesale, property, and construction sectors. Our commitment to responsive service and financial security solutions has built lasting trust, ensuring clients receive appropriate coverage from reputable providers at competitive rates. Services
Business Insurance
Workers Compensation
Surety Bonds
Personal Insurance
Life & Health Insurance
Details
- Year established: 1935
Highlights and features
- We offer 88+ years of localized insurance expertise in the Rio Grande Valley
- Our family-owned agency treats clients like family with hands-on service
- We provide comprehensive coverage across commercial, personal, and specialty lines
- Our partnerships with top-rated insurers ensure competitive rate comparisons
- We specialize in industry-specific solutions for construction and property sectors
Services
Business Insurance
Our commercial business insurance programs provide comprehensive protection for Texas businesses under single policies. Covering property damage, liability claims, and operational risks, these customizable solutions protect companies of all sizes. With expertise in local industry requirements, we help businesses maintain compliance while safeguarding assets through partnerships with leading insurers.
Workers Compensation
Texas workers compensation insurance protects businesses from employment-related lawsuits while covering employees' medical expenses and lost wages. Our policies meet legal requirements and industry standards, providing financial security for employers and workers. We help businesses navigate coverage options to balance protection with cost-effectiveness for various operational sizes.
Surety Bonds
We provide diverse surety bond solutions including contract, fidelity, and public official bonds for Texas contractors. These financial guarantees ensure contractual obligations are met, protecting project owners and enhancing business credibility. Our expertise covers bid bonds, performance bonds, and specialized bonds required for different industries and government projects.
Personal Insurance
Our personal insurance products safeguard Texas residents' homes, vehicles, and possessions against common risks. Customizable policies cover property damage, liability claims, and personal asset protection. We help individuals and families select appropriate coverage levels while maintaining affordability through competitive rate comparisons across multiple insurance providers.
Life & Health Insurance
We offer individual and group life, health, disability, and long-term care insurance solutions for Texas residents. Our products include fixed annuities, dental plans, and mortgage protection policies designed to meet evolving needs. We work with top-rated insurers to create personalized protection strategies that adapt as clients' circumstances change over time.
People
Robert Garza
Agency Leader
With decades of experience in the insurance industry, Robert Garza co-leads McAfee Insurance Agency alongside his brother Richard. As lifelong residents of the Rio Grande Valley, he brings deep local market knowledge and a commitment to personalized service that has defined the agency since 1935.
Richard Garza
Agency Leader
Richard Garza co-owns and operates McAfee Insurance Agency with his brother Robert. Their family leadership continues the agency's tradition of treating clients like family while maintaining expertise in commercial insurance, surety bonds, and personal coverage solutions for Texas residents.
Questions
What types of insurance does McAfee Agency offer?
We provide commercial business insurance, workers compensation, surety bonds, personal insurance, and life/health insurance products tailored to individual and business needs.
How do you help clients find affordable rates?
We partner with multiple top-rated insurers to compare coverage options and pricing, ensuring clients receive competitive rates without compromising protection quality.
Do you serve businesses outside the Rio Grande Valley?
While our expertise centers on the Rio Grande Valley, we serve clients throughout Texas with customized insurance solutions for local and regional operations.
What construction industry insurance services do you provide?
We offer specialized surety bonds, contract bond services, and commercial insurance tailored to contractors' unique risks in the property and construction sectors.
