Business Details
Independent Insurance Solutions for Businesses & Families in Ohio
Blasko & Cummins is an independent insurance agency dedicated to delivering tailored solutions for both business and personal insurance needs. With a commitment to innovation and client advocacy, we partner with clients to design programs that balance comprehensive coverage with cost efficiency. Our hometown roots in Northeast Ohio are complemented by multi-state capabilities, allowing us to serve diverse client needs while maintaining a personal touch. As an independent agency, we leverage relationships with multiple carriers to shop for optimal coverage and act as client advocates during claims.Our agents bring decades of combined experience, including specialized expertise in commercial risk management, personal property protection, and life insurance products. We prioritize transparency, offering free coverage analysis and customized programs designed to protect clients' financial interests. Our long-standing industry relationships ensure access to competitive markets, enabling us to deliver value-driven solutions that evolve with clients' changing needs.
Services
Business Insurance
Auto Insurance
Liability Insurance
Bond Services
Home Insurance
Life Insurance
Annuities
Long Term Care
Disability Insurance
Medicare Supplements
Highlights and features
- We work with multiple insurance carriers to find your best coverage-price combination
- Our agents have 25+ combined years of local insurance expertise
- We provide free coverage analysis and customized insurance programs
- We advocate for clients during claims processing
- We offer specialized commercial insurance solutions for evolving businesses
What people say
Made the process very easy
Answered all questions
Helping us keep our family safe
Truly is priceless
Found affordable insurance
Services
Business Insurance
Our business insurance solutions protect Northeast Ohio companies against liability claims, property damage, and operational risks. We create customized programs combining general liability, property coverage, and specialized protections like directors & officers insurance. With access to multiple carriers, we ensure comprehensive protection while optimizing premium costs for evolving businesses.
Personal Insurance
We provide tailored personal insurance for homes, vehicles, and valuable possessions across Northeast Ohio. Our agents analyze clients' unique needs to maximize coverage while minimizing costs through strategic policy combinations. Services include flood insurance education, classic car coverage, and specialized protection for high-value items like jewelry and artwork.
Life Insurance
We offer term and permanent life insurance solutions to protect families and businesses. Our approach includes annuities for retirement planning and long-term care riders to address future healthcare needs. We help clients select policies that balance death benefits with affordability, ensuring tax-advantaged financial security for beneficiaries.
Commercial Auto
Our commercial auto insurance serves businesses with vehicle fleets, including trucking operations and specialty equipment. We provide liability and physical damage coverage while offering risk management strategies to reduce claims. Policies can be customized for specific industries, including cargo protection and equipment coverage.
Workers Compensation
We deliver workers' compensation insurance meeting Ohio's statutory requirements while protecting businesses from financial exposure. Our solutions cover medical expenses and lost wages for job-related injuries, with guidance on workplace safety programs to reduce claims frequency and maintain compliance.
People
Joseph T. Blasko Jr.
President
Second-generation insurance professional with 25+ years experience. Graduated from Cardinal High School, holds Certified Insurance Counselor designation. Leads agency strategy and commercial client services from Stow, Ohio.
Jon Cummins
Vice President
Licensed agent since 2003 managing personal lines insurance. Responsible for personnel management and local community engagement, including youth sports coaching in Northeast Ohio.
Questions
How does Blasko & Cummins find better insurance options?
As an independent agency, we compare policies across multiple carriers to find optimal coverage-price combinations tailored to your specific needs.
What commercial insurance protections do you offer?
We provide general liability, property insurance, commercial auto, workers' compensation, and specialized coverages like directors & officers insurance for businesses.
How are claims handled through your agency?
We advocate for clients throughout the claims process, working directly with insurance companies to ensure timely and fair resolution of covered claims.
Do you offer personal insurance beyond standard policies?
Yes, we provide specialized coverage for high-value items, flood insurance education, classic car policies, and customized home insurance solutions.
Can you help with multi-state business insurance needs?
Our agency combines local Northeast Ohio expertise with multi-state capabilities to serve businesses operating across different jurisdictions.
