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Insurtec Insurtec
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31 Years
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Trusted Salon & Spa Insurance Solutions
Since 1995, Insurtec has specialized in providing tailored insurance solutions for salons, spas, and tanning professionals. Our team brings over 20 years of collective experience in the beauty and wellness industry, offering policies designed to address the unique risks these businesses face. We focus on delivering comprehensive coverage that includes general liability, professional liability, and property insurance, ensuring our clients are protected from legal and financial risks. Our expertise extends to 24/7 tanning salons, automated studios, and multi-location operations, with flexible payment plans to suit diverse business models.

By staying attuned to industry changes through direct engagement at trade shows and events, we maintain a deep understanding of evolving service offerings like red light therapy and chemical peels. Our commitment to personalized service and industry-specific knowledge has made us a trusted partner for over 30 years, helping businesses navigate insurance complexities while focusing on growth.
Services
Tanning Salon Insurance Beauty Salon Insurance Spa Insurance Nail Salon Insurance 24/7 Tanning Insurance Airbrush Tanning Insurance Esthetician Insurance Infrared Sauna Insurance Permanent Makeup Insurance Salt Therapy Insurance
Details
  • Year established: 1995
Highlights and features
  • We offer 30+ years of specialized experience in salon and spa insurance.
  • Our policies cover unique services like red light therapy and chemical peels.
  • We provide tailored coverage for 24/7 automated tanning salons.
  • Flexible payment plans accommodate diverse business models.
  • Our team attends industry events to stay current with emerging trends.
Update Listing
Services
Tanning Salon Insurance
Specialized insurance for tanning salons covering UV beds, spray tanning, and red light therapy. Includes general liability for slip-and-fall accidents and property damage. Professional liability protects against burns or client dissatisfaction claims. Property coverage safeguards equipment and interior build-outs.
Beauty Salon Insurance
Comprehensive coverage for hair, skin, and nail services including chemical treatments and waxing. Combines general liability for common risks with professional liability for service-related injuries. Property insurance protects equipment like dryers and furniture against theft or damage.
Spa Insurance
Tailored policies for massage, facials, and light therapy treatments. General liability covers slip-and-fall incidents while professional liability addresses chemical peel reactions or massage-related injuries. Property insurance protects treatment tables and facial machines from fire or vandalism.
Nail Salon Insurance
Coverage for acrylics, gel polish, and pedicure services. General liability handles slip-and-fall accidents while professional liability protects against infections or product reactions. Property insurance covers nail stations and polish inventory from theft or damage.
24/7 Tanning Insurance
Specialized policies for automated tanning studios with keyless entry systems. Includes general liability for property damage and professional liability for skin irritation claims. Property coverage protects tanning beds and access systems with optional equipment breakdown add-ons.
Questions
What type of insurance do I need for my salon?
Most salons need general liability, professional liability, and optional property insurance. Our policies combine these protections specifically for beauty businesses.
Does insurance cover chemical peels or waxing services?
Yes, with professional liability coverage included in all our policies. This protects against claims from chemical peels, waxing, and other professional treatments.
Can I get coverage for multiple salon locations?
Yes, we provide multi-location coverage under one policy. Complete our Multiple Locations Supplement with your application for seamless protection.
Is insurance required for booth renters?
Yes, independent contractors need their own policy. Our coverage follows you between locations and protects your specific services.
How quickly can I get salon insurance?
We can issue quotes and binders quickly when you submit a digital application. Avoid handwritten forms to ensure fast processing.
Does insurance cover equipment damage?
Optional property insurance covers tanning beds, salon equipment, and furniture against theft, fire, or vandalism. This includes damage to POS systems and computers.