Business Details
37 Years
experience
Your Trusted Insurance Partner in Huntington Beach, CA
Maraletos Insurance has been dedicated to meeting the insurance needs of individuals, families, and businesses across California since 1989. As an independent insurance broker, we represent many of the industry's leading providers, offering comprehensive coverage in personal, commercial, life, and medical insurance, along with tailored financial planning solutions. Our team of experienced professionals prioritizes client interests, ensuring access to high-quality insurance products at competitive rates. We provide 24/7 online quote generation for convenience and maintain a strong focus on personalized service to make the insurance process seamless. With decades of experience and a commitment to understanding evolving client needs, we deliver expert guidance in risk management and financial protection.Our services span health insurance, disability coverage, long-term care, life insurance, and commercial policies, including liability, property, and workers' compensation. We partner with trusted insurers like Aetna, Anthem Blue Cross, and United Healthcare to offer customized solutions. Our financial planning division specializes in retirement accounts such as 401(k)s, IRAs, and annuities, helping clients secure their future. Through continuous education and industry engagement, we maintain expertise in regulatory changes and product innovations. Our legacy of service excellence positions us as a reliable partner for all insurance and financial planning needs.
Services
Health Insurance
Life Insurance
Commercial Insurance
Disability Insurance
Financial Planning
Homeowners Insurance
Auto Insurance
Long Term Care
Retirement Accounts
Workers Compensation
Details
- Year established: 1989
Highlights and features
- We offer 35+ years of insurance expertise since 1989
- We partner with top insurers like Aetna and United Healthcare
- Our team provides personalized insurance consultations
- We offer 24/7 online insurance quote generation
- We specialize in both personal and commercial coverage solutions
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals, families, and businesses. Our offerings include personal health plans, group coverage, dental and vision insurance, travel medical protection, and Medicare supplements. As an independent broker, we access multiple carriers to find cost-effective plans matching specific healthcare needs while ensuring compliance with current regulations.
Life Insurance
Our life insurance services include term life, permanent life, and group life coverage options. We help clients protect loved ones through death benefit planning that covers final expenses, mortgage protection, and long-term financial security. Policies are available from top-rated insurers with flexible premium structures and coverage amounts tailored to individual circumstances.
Commercial Insurance
We offer specialized commercial insurance packages including general liability, business owners' policies, commercial auto, property insurance, and workers' compensation. Our solutions protect California businesses from operational risks, property damage, and liability claims while meeting state-mandated requirements and industry-specific needs across various business sectors.
Disability Insurance
Our disability insurance products protect against income loss from illness or injury. We provide individual and business overhead expense policies that replace a portion of earnings during disability periods. Coverage options include elimination periods, benefit durations, and partial disability provisions designed to maintain financial stability during unexpected work interruptions.
Financial Planning
We offer comprehensive financial planning services including retirement accounts like 401(k)s, traditional and Roth IRAs, SEP IRAs, and annuities. Our experts help clients build tax-advantaged savings strategies, create guaranteed income streams, and develop estate plans that ensure long-term financial security through various investment vehicles and structured payout options.
Questions
What types of insurance do you offer?
We provide health, life, disability, long-term care, dental, vision, auto, homeowners, commercial liability, workers' compensation, and retirement planning solutions.
How can you help me find the right insurance plan?
Our independent brokers analyze your specific needs and compare offerings from multiple top-tier insurers to find your most cost-effective coverage solution.
Do you offer business insurance solutions?
Yes, we specialize in commercial insurance including general liability, business owners' policies, workers' compensation, and professional liability coverage.
Can I get insurance quotes online?
Yes, our website provides 24/7 access to free, no-obligation insurance quotes for health, dental, life, and commercial coverage options.
Are you licensed to operate in California?
Yes, we are a fully licensed insurance brokerage serving clients throughout California with proper state certifications and industry credentials.
